Compare Today’s Mortgage Rates in Palmer, Texas 75152
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Palmer, Texas 75152.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,613 over the lifetime of your 30-year fixed loan, or a monthly savings of $18 in Palmer and other areas of Ellis county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Palmer, Texas 75152
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Palmer, Texas 75152
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Palmer, TX 75152. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Palmer, Texas 75152 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Palmer, Texas and around Ellis county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.90% | 91.62% | 91.53% | 90.33% | 89.43% | 87.24% | 86.36% | 87.80% | 83.98% |
| avg mortgage rate | 6.25% | 4.49% | 2.96% | 3.31% | 4.31% | 4.61% | 4.21% | 3.93% | 4.11% |
| % 15 year fixed mortgage | 6.22% | 7.08% | 7.16% | 8.08% | 8.75% | 10.74% | 11.65% | 10.73% | 14.12% |
| avg mortgage rate | 5.45% | 3.54% | 2.31% | 2.87% | 3.74% | 3.93% | 3.42% | 3.16% | 3.27% |
| Avg credit score | 756.81 | 762.24 | 761.32 | 762.43 | 758.33 | 755.19 | 750.55 | 747.84 | 749.98 |
| Avg LTV (loan to value) | 79.78% | 80.62% | 81.52% | 81.77% | 80.72% | 79.09% | 79.75% | 80.75% | 80.62% |
| Avg DTI (debt to income) | 38.31 | 36.21 | 34.33 | 34.77 | 36.36 | 36.45 | 35.80 | 34.85 | 34.13 |
| % First time homebuyer | 50.36% | 47.56% | 42.94% | 41.58% | 39.75% | 35.82% | 35.62% | 35.12% | 35.59% |
| Avg mortgage insurance % | 11.84% | 11.75% | 11.96% | 12.32% | 11.42% | 9.02% | 9.19% | 10.18% | 9.91% |
Best Mortgage Brokers around Palmer, Texas 75152
For those searching for a new home in Palmer, we have compiled a list of the top mortgage brokers located in and around Palmer, Texas 75152 to assist you with your search.
Name
Address
Contact
Lone Star Commercial Finance
1107 Windmill
Palmer TX 75152
(210) 479-9996
Service First Mortgage
3330 N Galloway Ave
Mesquite TX 75152
(972) 682-6320
Secure Mortgage
2533 Franklin Dr
Mesquite TX 75152
(972) 285-8309
Union Financial Corporation
18601 Lyndon B Johnson Fwy
Mesquite TX 75152
(972) 613-9653
Pls Tax Service
2943 Oates Dr
Mesquite TX 75152
(972) 613-9600
Address
1107 Windmill
Palmer TX
Contact
(210) 479-9996
Address
3330 N Galloway Ave
Mesquite TX
Contact
(972) 682-6320
Address
2533 Franklin Dr
Mesquite TX
Contact
(972) 285-8309