Compare Today’s Mortgage Rates in Plum, Texas 78952
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Plum, Texas 78952.
Our search engine thoroughly explores all home mortgage options in Plum, Texas 78952, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,034 in lifetime cash or $28 per month in Plum and other areas of Fayette county.
Summary of Average Mortgages in Plum, Texas 78952
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Interactive Mortgage Rate Projections for Plum, Texas 78952
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Plum, TX 78952. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Plum, Texas 78952 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Plum, Texas and around Fayette county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 100.00% | 94.25% | 94.89% | 94.38% | 88.42% | 81.82% | 82.54% | 90.70% | 87.50% |
avg mortgage rate | 6.55% | 4.46% | 3.05% | 3.43% | 4.48% | 4.62% | 4.37% | 4.00% | 4.16% |
% 15 year fixed mortgage | 3.45% | 5.11% | 3.37% | 11.58% | 14.55% | 14.29% | 9.30% | 10.00% | |
avg mortgage rate | 3.83% | 2.46% | 3.00% | 3.58% | 4.00% | 3.46% | 3.38% | 3.47% | |
Avg credit score | 759.32 | 857.92 | 750.52 | 749.09 | 750.01 | 752.75 | 737.87 | 748.35 | 750.58 |
Avg LTV (loan to value) | 78.11% | 79.62% | 82.33% | 82.74% | 82.47% | 77.11% | 82.43% | 82.77% | 82.60% |
Avg DTI (debt to income) | 36.58 | 36.86 | 34.18 | 35.63 | 36.00 | 35.55 | 34.59 | 34.23 | 34.58 |
% First time homebuyer | 31.58% | 21.84% | 34.31% | 22.47% | 31.58% | 20.00% | 22.22% | 27.91% | 25.00% |
Avg mortgage insurance % | 14.74% | 11.71% | 12.35% | 13.21% | 15.41% | 9.04% | 10.41% | 11.91% | 12.05% |
Best Mortgage Brokers around Plum, Texas 78952
For those searching for a new home in Plum, we have compiled a list of the top mortgage brokers located in and around Plum, Texas 78952 to assist you with your search.
Middle Creek Mortgage
1005 Huser Blvd
Schulenburg TX 78952
(979) 743-6192
Franklin Bank Smithville
406 Main St
Smithville TX 78952
(512) 237-9649
http://www.bankfranklin.com
IHC Services
185 Mountain Valley Dr
Smithville TX 78952
(512) 237-3730
Ez Money
3414 Olton Rd
Plainview TX 78952
(806) 296-6970
askezcorp@ezcorp.com
Loanstar Title Loans
2910 Olton Rd
Plainview TX 78952
(806) 293-0900
https://www.loanstartitleloans.net/Locations/TEXAS/Plainview/2910-Olton-Road
Address
1005 Huser Blvd
Schulenburg TX
Contact
(979) 743-6192
Address
406 Main St
Smithville TX
Contact
(512) 237-9649
http://www.bankfranklin.com
Address
185 Mountain Valley Dr
Smithville TX
Contact
(512) 237-3730