Compare Today’s Mortgage Rates in Port Neches, Texas 77651
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Port Neches, Texas 77651.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Port Neches, Texas 77651. For a 30-year fixed loan, our calculations show that you can expect to save up to $6,930 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Port Neches and other areas of Jefferson county.
Summary of Average Mortgages in Port Neches, Texas 77651
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Interactive Mortgage Rate Projections for Port Neches, Texas 77651
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Port Neches, TX 77651. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Port Neches, Texas 77651 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Port Neches, Texas and around Jefferson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.88% | 91.66% | 92.28% | 90.64% | 89.21% | 85.37% | 85.15% | 86.53% | 83.90% |
avg mortgage rate | 6.42% | 4.55% | 3.00% | 3.40% | 4.41% | 4.66% | 4.26% | 3.96% | 4.15% |
% 15 year fixed mortgage | 5.20% | 6.57% | 6.34% | 7.93% | 9.21% | 12.16% | 13.21% | 11.69% | 13.85% |
avg mortgage rate | 5.74% | 3.71% | 2.40% | 2.96% | 3.77% | 4.01% | 3.47% | 3.22% | 3.37% |
Avg credit score | 757.40 | 759.32 | 761.04 | 761.45 | 753.60 | 761.95 | 755.41 | 750.03 | 748.18 |
Avg LTV (loan to value) | 82.32% | 83.32% | 83.47% | 83.19% | 82.84% | 79.35% | 80.51% | 81.49% | 81.05% |
Avg DTI (debt to income) | 37.92 | 36.44 | 34.27 | 34.30 | 35.56 | 35.63 | 34.85 | 34.28 | 33.95 |
% First time homebuyer | 52.46% | 51.09% | 52.36% | 54.16% | 50.81% | 42.82% | 45.26% | 47.13% | 46.84% |
Avg mortgage insurance % | 13.90% | 13.65% | 13.41% | 12.91% | 12.46% | 8.78% | 9.35% | 10.78% | 10.07% |
Best Mortgage Brokers around Port Neches, Texas 77651
For those searching for a new home in Port Neches, we have compiled a list of the top mortgage brokers located in and around Port Neches, Texas 77651 to assist you with your search.
Wells Fargo Home Mortgage
2905 Nall St
Port Neches TX 77651
(409) 727-4676
http://www.wellsfargo.com/mortgage/
World Finance
295 Highway 96 S
Silsbee TX 77651
(409) 385-9780
http://worldacceptance.com
Goldstar Finance
1115 N 5th St
Silsbee TX 77651
(409) 386-2555
http://goldstarfinance.co.uk
Big Thickett Pawn Shop
1115 N 5th St
Silsbee TX 77651
(409) 385-2842
Tri-State Pawn Shop
120 E Avenue E
Silsbee TX 77651
(409) 385-2842
Address
2905 Nall St
Port Neches TX
Contact
(409) 727-4676
http://www.wellsfargo.com/mortgage/
Address
295 Highway 96 S
Silsbee TX
Contact
(409) 385-9780
http://worldacceptance.com
Address
1115 N 5th St
Silsbee TX
Contact
(409) 386-2555
http://goldstarfinance.co.uk