Compare Today’s Mortgage Rates for Prosper, Texas

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Prosper, Texas 75078. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $58,817 or $163 / month in Prosper and surrounding areas of Collin county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Prosper, Texas 75078.

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Summary of Average Mortgage Terms in Prosper, Texas 75078

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Prosper, Texas 75078 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Prosper, Texas and around Collin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 83.89% 80.98% 80.13% 79.93% 84.39% 83.41% 87.90% 86.50%
avg mortgage rate 4.92% 4.67% 3.90% 4.00% 4.47% 4.12% 3.93% 4.19%
% 15 year fixed mortgage 14.21% 16.67% 17.87% 18.56% 14.03% 14.65% 10.62% 11.88%
avg mortgage rate 4.34% 3.93% 3.26% 3.16% 3.50% 3.28% 3.16% 3.38%
% 10 year fixed mortgage 0.29% 0.44% 0.50% 0.25% 0.27% 0.33% 0.12% 0.18%
avg mortgage rate 4.29% 3.74% 3.14% 3.17% 3.53% 3.26% 3.26% 3.71%
Avg credit score 758.56 758.55 758.35 754.90 750.90 748.17 747.68 750.32
Avg LTV (loan to value) 77.44% 79.10% 80.73% 80.79% 81.34% 80.69% 80.76% 80.18%
Avg Combined LTV (loan to value) 78.91% 80.28% 81.52% 81.46% 82.12% 81.49% 81.60% 81.05%
Avg DTI (debt to income) 33.19 33.23 32.18 32.92 33.85 34.25 34.92 35.92
% First time homebuyer 37.24% 32.93% 31.13% 30.46% 34.43% 35.91% 35.29% 36.98%
Avg mortgage insurance % 4.86% 6.63% 9.75% 9.93% 10.35% 10.08% 10.20% 9.59%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Prosper, Texas 75078

If you’re looking to buy a new home in Prosper, we have compiled a list of the leading mortgage brokers around Prosper, Texas 75078 to help you with your search.

Name
Address
Contact

Landmark Bank Mortgage Center

1180 E Prosper Trl

Prosper TX 75078

(855) 282-9992

information@landmarkbank.com

Premier Mortgage Capital

680 N Hays Rd

Prosper TX 75078

(972) 347-6575

American Home Free Mortgage

112 W Broadway St

Prosper TX 75078

(916) 473-2867

http://www.americanhfm.com

Paj

400 N Greenville Ave

Richardson TX 75078

(972) 744-0222

Alternative Solutions Mortgage

100 N Central Expy

Richardson TX 75078

(972) 680-2751

Address

1180 E Prosper Trl

Prosper TX

Contact

(855) 282-9992

information@landmarkbank.com

Address

680 N Hays Rd

Prosper TX

Contact

(972) 347-6575

Address

112 W Broadway St

Prosper TX

Contact

(916) 473-2867

http://www.americanhfm.com

News on Mortgages and Reverse Mortgages for Prosper, Texas 75078