Compare Today’s Mortgage Rates in Prosper, Texas 75078
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Prosper, Texas 75078.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Prosper, Texas 75078. For a 30-year fixed loan, our calculations show that you can expect to save up to $17,282 over the lifetime of your mortgage, which translates to a monthly savings of $48 in Prosper and other areas of Collin county.
Summary of Average Mortgages in Prosper, Texas 75078
Become a certified mortgage expert on Pureloan.com
in Prosper, Texas 75078
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Prosper, Texas 75078
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Prosper, TX 75078. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Prosper, Texas 75078 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Prosper, Texas and around Collin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.90% | 91.62% | 91.53% | 90.33% | 89.43% | 87.24% | 86.36% | 87.80% | 83.98% |
avg mortgage rate | 6.25% | 4.49% | 2.96% | 3.31% | 4.31% | 4.61% | 4.21% | 3.93% | 4.11% |
% 15 year fixed mortgage | 6.22% | 7.08% | 7.16% | 8.08% | 8.75% | 10.74% | 11.65% | 10.73% | 14.12% |
avg mortgage rate | 5.45% | 3.54% | 2.31% | 2.87% | 3.74% | 3.93% | 3.42% | 3.16% | 3.27% |
Avg credit score | 756.81 | 762.24 | 761.32 | 762.43 | 758.33 | 755.19 | 750.55 | 747.84 | 749.98 |
Avg LTV (loan to value) | 79.78% | 80.62% | 81.52% | 81.77% | 80.72% | 79.09% | 79.75% | 80.75% | 80.62% |
Avg DTI (debt to income) | 38.31 | 36.21 | 34.33 | 34.77 | 36.36 | 36.45 | 35.80 | 34.85 | 34.13 |
% First time homebuyer | 50.36% | 47.56% | 42.94% | 41.58% | 39.75% | 35.82% | 35.62% | 35.12% | 35.59% |
Avg mortgage insurance % | 11.84% | 11.75% | 11.96% | 12.32% | 11.42% | 9.02% | 9.19% | 10.18% | 9.91% |
Best Mortgage Brokers around Prosper, Texas 75078
For those searching for a new home in Prosper, we have compiled a list of the top mortgage brokers located in and around Prosper, Texas 75078 to assist you with your search.
Landmark Bank Mortgage Center
1180 E Prosper Trl
Prosper TX 75078
(855) 282-9992
information@landmarkbank.com
Premier Mortgage Capital
680 N Hays Rd
Prosper TX 75078
(972) 347-6575
American Home Free Mortgage
112 W Broadway St
Prosper TX 75078
(916) 473-2867
http://www.americanhfm.com
Paj
400 N Greenville Ave
Richardson TX 75078
(972) 744-0222
Alternative Solutions Mortgage
100 N Central Expy
Richardson TX 75078
(972) 680-2751
Address
1180 E Prosper Trl
Prosper TX
Contact
(855) 282-9992
information@landmarkbank.com
Address
680 N Hays Rd
Prosper TX
Contact
(972) 347-6575
Address
112 W Broadway St
Prosper TX
Contact
(916) 473-2867
http://www.americanhfm.com