Compare Today’s Mortgage Rates in Randolph, Texas 75475
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Randolph, Texas 75475.
Our search engine thoroughly explores all home mortgage options in Randolph, Texas 75475, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,338 in lifetime cash or $20 per month in Randolph and other areas of Fannin county.
Summary of Average Mortgages in Randolph, Texas 75475
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Interactive Mortgage Rate Projections for Randolph, Texas 75475
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Randolph, TX 75475. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Randolph, Texas 75475 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Randolph, Texas and around Fannin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.90% | 91.62% | 91.53% | 90.33% | 89.43% | 87.24% | 86.36% | 87.80% | 83.98% |
avg mortgage rate | 6.25% | 4.49% | 2.96% | 3.31% | 4.31% | 4.61% | 4.21% | 3.93% | 4.11% |
% 15 year fixed mortgage | 6.22% | 7.08% | 7.16% | 8.08% | 8.75% | 10.74% | 11.65% | 10.73% | 14.12% |
avg mortgage rate | 5.45% | 3.54% | 2.31% | 2.87% | 3.74% | 3.93% | 3.42% | 3.16% | 3.27% |
Avg credit score | 756.81 | 762.24 | 761.32 | 762.43 | 758.33 | 755.19 | 750.55 | 747.84 | 749.98 |
Avg LTV (loan to value) | 79.78% | 80.62% | 81.52% | 81.77% | 80.72% | 79.09% | 79.75% | 80.75% | 80.62% |
Avg DTI (debt to income) | 38.31 | 36.21 | 34.33 | 34.77 | 36.36 | 36.45 | 35.80 | 34.85 | 34.13 |
% First time homebuyer | 50.36% | 47.56% | 42.94% | 41.58% | 39.75% | 35.82% | 35.62% | 35.12% | 35.59% |
Avg mortgage insurance % | 11.84% | 11.75% | 11.96% | 12.32% | 11.42% | 9.02% | 9.19% | 10.18% | 9.91% |
Best Mortgage Brokers around Randolph, Texas 75475
For those searching for a new home in Randolph, we have compiled a list of the top mortgage brokers located in and around Randolph, Texas 75475 to assist you with your search.
OneMain Financial
1707 S Broadway St
Sulphur Springs TX 75475
(903) 438-0267
http://branches.onemainfinancial.com/tx/sulphur-springs/1707-s--broadway.html
TitleMax Title Loans
1065 Gilmer St
Sulphur Springs TX 75475
(903) 885-5028
webinquiries@titlemax.com
Texas Car Title & Payday Loans
1151 S Broadway St
Sulphur Springs TX 75475
(903) 243-9045
http://www.texas514cash.com/
D & B Loans
222 Gilmer St
Sulphur Springs TX 75475
(903) 885-7396
dbloans@hotmail.com
Check 'n Go
1707 S Broadway St
Sulphur Springs TX 75475
(903) 885-6261
comments@checkngo.com
Address
1707 S Broadway St
Sulphur Springs TX
Contact
(903) 438-0267
http://branches.onemainfinancial.com/tx/sulphur-springs/1707-s--broadway.html
Address
1065 Gilmer St
Sulphur Springs TX
Contact
(903) 885-5028
webinquiries@titlemax.com
Address
1151 S Broadway St
Sulphur Springs TX
Contact
(903) 243-9045
http://www.texas514cash.com/