Compare Today’s Mortgage Rates in Ransom Canyon, Texas 79366
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Ransom Canyon, Texas 79366.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Ransom Canyon, Texas 79366. For a 30-year fixed loan, our calculations show that you can expect to save up to $10,777 over the lifetime of your mortgage, which translates to a monthly savings of $30 in Ransom Canyon and other areas of Lubbock county.
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Summary of Average Mortgages in Ransom Canyon, Texas 79366
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Ransom Canyon, Texas 79366
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ransom Canyon, TX 79366. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ransom Canyon, Texas 79366 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ransom Canyon, Texas and around Lubbock county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.33% | 85.05% | 88.86% | 83.11% | 80.23% | 82.02% | 80.10% | 82.32% | 80.75% |
| avg mortgage rate | 6.70% | 4.66% | 3.08% | 3.46% | 4.50% | 4.76% | 4.22% | 3.96% | 4.08% |
| % 15 year fixed mortgage | 8.00% | 12.81% | 8.73% | 14.57% | 16.35% | 15.79% | 15.82% | 15.47% | 14.29% |
| avg mortgage rate | 6.08% | 3.92% | 2.49% | 3.08% | 3.92% | 4.12% | 3.62% | 3.20% | 3.35% |
| Avg credit score | 727.29 | 743.98 | 772.04 | 743.10 | 740.31 | 734.14 | 734.10 | 735.21 | 742.11 |
| Avg LTV (loan to value) | 83.36% | 84.22% | 84.90% | 85.68% | 86.24% | 85.40% | 85.47% | 85.81% | 86.24% |
| Avg DTI (debt to income) | 35.43 | 34.59 | 33.50 | 33.37 | 34.81 | 35.03 | 35.01 | 31.62 | 30.78 |
| % First time homebuyer | 37.33% | 39.15% | 33.13% | 35.43% | 37.26% | 31.14% | 27.04% | 31.49% | 33.54% |
| Avg mortgage insurance % | 16.00% | 16.72% | 16.33% | 15.80% | 16.57% | 15.64% | 16.70% | 15.10% | 16.27% |
Best Mortgage Brokers around Ransom Canyon, Texas 79366
For those searching for a new home in Ransom Canyon, we have compiled a list of the top mortgage brokers located in and around Ransom Canyon, Texas 79366 to assist you with your search.
Name
Address
Contact
AG Texas Farm Credit Service
1928 W Lockwood
Tahoka TX 79366
(806) 998-4334
http://agtexas.com
Enhance Mortgage
5109 82nd St
Lubbock TX 79366
(806) 745-1775
http://www.enhancemtg.com/
OneMain Financial
6816 Slide Rd
Lubbock TX 79366
(806) 698-0217
http://branches.onemainfinancial.com/tx/lubbock/6816-slide-road.html
City Bank Mortgage
5815 82nd St
Lubbock TX 79366
(806) 780-5461
ktubb@citybanktexas.com
Morris Mortgage
8004 Quaker Ave
Lubbock TX 79366
(806) 747-8000
jim@morrismortgage.com
Address
1928 W Lockwood
Tahoka TX
Contact
(806) 998-4334
http://agtexas.com
Address
5109 82nd St
Lubbock TX
Contact
(806) 745-1775
http://www.enhancemtg.com/
Address
6816 Slide Rd
Lubbock TX
Contact
(806) 698-0217
http://branches.onemainfinancial.com/tx/lubbock/6816-slide-road.html