Compare Today’s Mortgage Rates in Royse City, Texas 75189
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Royse City, Texas 75189.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $9,077 over the lifetime of your 30-year fixed loan, or a monthly savings of $25 in Royse City and other areas of Rockwall county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Royse City, Texas 75189
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Royse City, Texas 75189
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Royse City, TX 75189. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Royse City, Texas 75189 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Royse City, Texas and around Rockwall county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.90% | 91.62% | 91.53% | 90.33% | 89.43% | 87.24% | 86.36% | 87.80% | 83.98% |
avg mortgage rate | 6.25% | 4.49% | 2.96% | 3.31% | 4.31% | 4.61% | 4.21% | 3.93% | 4.11% |
% 15 year fixed mortgage | 6.22% | 7.08% | 7.16% | 8.08% | 8.75% | 10.74% | 11.65% | 10.73% | 14.12% |
avg mortgage rate | 5.45% | 3.54% | 2.31% | 2.87% | 3.74% | 3.93% | 3.42% | 3.16% | 3.27% |
Avg credit score | 756.81 | 762.24 | 761.32 | 762.43 | 758.33 | 755.19 | 750.55 | 747.84 | 749.98 |
Avg LTV (loan to value) | 79.78% | 80.62% | 81.52% | 81.77% | 80.72% | 79.09% | 79.75% | 80.75% | 80.62% |
Avg DTI (debt to income) | 38.31 | 36.21 | 34.33 | 34.77 | 36.36 | 36.45 | 35.80 | 34.85 | 34.13 |
% First time homebuyer | 50.36% | 47.56% | 42.94% | 41.58% | 39.75% | 35.82% | 35.62% | 35.12% | 35.59% |
Avg mortgage insurance % | 11.84% | 11.75% | 11.96% | 12.32% | 11.42% | 9.02% | 9.19% | 10.18% | 9.91% |
Best Mortgage Brokers around Royse City, Texas 75189
For those searching for a new home in Royse City, we have compiled a list of the top mortgage brokers located in and around Royse City, Texas 75189 to assist you with your search.
Name
Address
Contact
Kastle Lending
5368 State Highway 276
Royse City TX 75189
(469) 402-0455
Eagle MHS Contracting
5712 State Highway 66
Royse City TX 75189
(903) 527-3865
jane@eaglemhs.com
US Mortgage Co Inc.
9896 County Road 2440
Royse City TX 75189
(972) 635-2280
Mr Payroll
8502 Lake June Rd
Dallas TX 75189
(214) 391-4500
employ_us@cashamerica.com
Financiera Nacional Para Imigrantes
1111 W Mockingbird Ln
Dallas TX 75189
(469) 779-6553
Address
5368 State Highway 276
Royse City TX
Contact
(469) 402-0455
Address
5712 State Highway 66
Royse City TX
Contact
(903) 527-3865
jane@eaglemhs.com
Address
9896 County Road 2440
Royse City TX
Contact
(972) 635-2280