Compare Today’s Mortgage Rates in Saint Jo, Texas 76265
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Saint Jo, Texas 76265.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $4,102 over the lifetime of your 30-year fixed loan, or a monthly savings of $11 in Saint Jo and other areas of Montague county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Saint Jo, Texas 76265
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Interactive Mortgage Rate Projections for Saint Jo, Texas 76265
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Saint Jo, TX 76265. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Saint Jo, Texas 76265 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Saint Jo, Texas and around Montague county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.68% | 93.38% | 93.71% | 91.89% | 91.39% | 88.69% | 87.61% | 90.16% | 84.67% |
avg mortgage rate | 6.06% | 4.52% | 2.99% | 3.37% | 4.37% | 4.66% | 4.26% | 3.96% | 4.16% |
% 15 year fixed mortgage | 3.44% | 5.42% | 5.16% | 6.56% | 7.13% | 8.70% | 10.31% | 8.35% | 13.22% |
avg mortgage rate | 5.20% | 3.55% | 2.37% | 2.91% | 3.82% | 4.03% | 3.58% | 3.22% | 3.40% |
Avg credit score | 753.87 | 763.56 | 761.22 | 756.26 | 759.77 | 753.69 | 748.68 | 748.66 | 748.99 |
Avg LTV (loan to value) | 79.65% | 80.79% | 81.31% | 81.03% | 80.26% | 77.97% | 79.67% | 81.33% | 80.60% |
Avg DTI (debt to income) | 38.33 | 36.98 | 34.82 | 35.23 | 36.75 | 36.64 | 36.02 | 35.10 | 34.18 |
% First time homebuyer | 47.80% | 43.56% | 34.56% | 30.42% | 29.53% | 23.30% | 21.96% | 25.19% | 28.17% |
Avg mortgage insurance % | 12.86% | 12.75% | 12.28% | 11.91% | 11.41% | 8.72% | 9.37% | 11.26% | 10.83% |
Best Mortgage Brokers around Saint Jo, Texas 76265
For those searching for a new home in Saint Jo, we have compiled a list of the top mortgage brokers located in and around Saint Jo, Texas 76265 to assist you with your search.
World Accept Corporation
550 Highway 377 N
Whitesboro TX 76265
(903) 564-5802
http://worldacceptance.com
Gotcha Loans
4520 Southwest Pkwy
Wichita Falls TX 76265
(940) 691-3300
Gotcha Loans
3406 Kemp Blvd
Wichita Falls TX 76265
(940) 696-8217
USA Real Estate School of North Texas
3506 Buchanan St
Wichita Falls TX 76265
(940) 696-5538
http://www.usarealestateschool-northtexas.com
First Cash
4521 Kemp Blvd
Wichita Falls TX 76265
(940) 692-0183
Address
550 Highway 377 N
Whitesboro TX
Contact
(903) 564-5802
http://worldacceptance.com
Address
4520 Southwest Pkwy
Wichita Falls TX
Contact
(940) 691-3300
Address
3406 Kemp Blvd
Wichita Falls TX
Contact
(940) 696-8217