Compare Today’s Mortgage Rates in Saratoga, Texas 77585
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Saratoga, Texas 77585.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Saratoga, Texas 77585. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,557 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Saratoga and other areas of Hardin county.
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Summary of Average Mortgages in Saratoga, Texas 77585
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Saratoga, Texas 77585
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Saratoga, TX 77585. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Saratoga, Texas 77585 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Saratoga, Texas and around Hardin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.88% | 91.66% | 92.28% | 90.64% | 89.21% | 85.37% | 85.15% | 86.53% | 83.90% |
avg mortgage rate | 6.42% | 4.55% | 3.00% | 3.40% | 4.41% | 4.66% | 4.26% | 3.96% | 4.15% |
% 15 year fixed mortgage | 5.20% | 6.57% | 6.34% | 7.93% | 9.21% | 12.16% | 13.21% | 11.69% | 13.85% |
avg mortgage rate | 5.74% | 3.71% | 2.40% | 2.96% | 3.77% | 4.01% | 3.47% | 3.22% | 3.37% |
Avg credit score | 757.40 | 759.32 | 761.04 | 761.45 | 753.60 | 761.95 | 755.41 | 750.03 | 748.18 |
Avg LTV (loan to value) | 82.32% | 83.32% | 83.47% | 83.19% | 82.84% | 79.35% | 80.51% | 81.49% | 81.05% |
Avg DTI (debt to income) | 37.92 | 36.44 | 34.27 | 34.30 | 35.56 | 35.63 | 34.85 | 34.28 | 33.95 |
% First time homebuyer | 52.46% | 51.09% | 52.36% | 54.16% | 50.81% | 42.82% | 45.26% | 47.13% | 46.84% |
Avg mortgage insurance % | 13.90% | 13.65% | 13.41% | 12.91% | 12.46% | 8.78% | 9.35% | 10.78% | 10.07% |
Best Mortgage Brokers around Saratoga, Texas 77585
For those searching for a new home in Saratoga, we have compiled a list of the top mortgage brokers located in and around Saratoga, Texas 77585 to assist you with your search.
Name
Address
Contact
Rac Acceptance
19801 Gulf Fwy
Webster TX 77585
(281) 316-6525
Check 'n Go
15620 Galveston Rd
Webster TX 77585
(281) 480-2005
http://www.checkngo.com/
Check 'n Go
1052 W Nasa Rd 1
Webster TX 77585
(281) 333-8569
http://www.checkngo.com/
Ez Money
209 E Nasa Rd 1
Webster TX 77585
(281) 316-2199
usfsmarketing@ezcorp.com
Ace Cash Express
100 E Nasa Rd 1
Webster TX 77585
(281) 338-4474
customerservice@acecashexpress.com
Address
19801 Gulf Fwy
Webster TX
Contact
(281) 316-6525
Address
15620 Galveston Rd
Webster TX
Contact
(281) 480-2005
http://www.checkngo.com/
Address
1052 W Nasa Rd 1
Webster TX
Contact
(281) 333-8569
http://www.checkngo.com/