Compare Today’s Mortgage Rates in South Bend, Texas 76481
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in South Bend, Texas 76481.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in South Bend, Texas 76481. For a 30-year fixed loan, our calculations show that you can expect to save up to $8,682 over the lifetime of your mortgage, which translates to a monthly savings of $24 in South Bend and other areas of Young county.
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Summary of Average Mortgages in South Bend, Texas 76481
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for South Bend, Texas 76481
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in South Bend, TX 76481. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in South Bend, Texas 76481 from 2024 - 2016
We have compiled mortgage rates charts for home loans in South Bend, Texas and around Young county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.24% | 93.88% | 93.45% | 90.92% | 90.96% | 88.56% | 86.94% | 89.24% | 83.55% |
| avg mortgage rate | 6.35% | 4.60% | 3.04% | 3.41% | 4.44% | 4.71% | 4.28% | 3.99% | 4.17% |
| % 15 year fixed mortgage | 3.24% | 4.99% | 5.33% | 7.35% | 7.14% | 8.81% | 10.82% | 8.99% | 14.17% |
| avg mortgage rate | 5.53% | 3.73% | 2.41% | 2.96% | 3.79% | 4.06% | 3.55% | 3.23% | 3.38% |
| Avg credit score | 751.52 | 756.71 | 753.09 | 754.23 | 753.68 | 748.59 | 746.23 | 748.21 | 746.84 |
| Avg LTV (loan to value) | 79.41% | 80.49% | 81.73% | 82.02% | 81.76% | 79.47% | 80.79% | 81.97% | 81.53% |
| Avg DTI (debt to income) | 38.84 | 37.70 | 35.19 | 35.31 | 36.45 | 36.43 | 35.51 | 34.57 | 33.87 |
| % First time homebuyer | 40.30% | 37.10% | 33.12% | 32.85% | 33.73% | 26.27% | 27.39% | 30.50% | 28.60% |
| Avg mortgage insurance % | 12.03% | 12.35% | 12.30% | 12.58% | 12.49% | 9.76% | 10.56% | 11.98% | 11.28% |
Best Mortgage Brokers around South Bend, Texas 76481
For those searching for a new home in South Bend, we have compiled a list of the top mortgage brokers located in and around South Bend, Texas 76481 to assist you with your search.
Name
Address
Contact
Cashco
4105 S General Bruce Dr
Temple TX 76481
(254) 773-5979
Check 'n Go
1616 SW H K Dodgen Loop
Temple TX 76481
(254) 899-1161
comments@checkngo.com
Bell Finance Co.
1102 W Adams Ave
Temple TX 76481
(254) 773-2333
http://www.onlineloandept.com
Vincent, Celeste Loan Offic - Celeste Vincent - Cornerstone Mortgage
3820 W Adams Ave
Temple TX 76481
(254) 791-3400
cvincent@houseloan.com
Loanstar Title Loans
1303 W Adams Ave
Temple TX 76481
(254) 742-0278
https://www.loanstartitleloans.net/Locations/TEXAS/Temple/1303-West-Adams-Ave
Address
4105 S General Bruce Dr
Temple TX
Contact
(254) 773-5979
Address
1616 SW H K Dodgen Loop
Temple TX
Contact
(254) 899-1161
comments@checkngo.com
Address
1102 W Adams Ave
Temple TX
Contact
(254) 773-2333
http://www.onlineloandept.com