Compare Today’s Mortgage Rates in Spicewood, Texas 78669
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Spicewood, Texas 78669.
Our search engine thoroughly explores all home mortgage options in Spicewood, Texas 78669, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $17,649 in lifetime cash or $49 per month in Spicewood and other areas of Travis county.
Summary of Average Mortgages in Spicewood, Texas 78669
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Interactive Mortgage Rate Projections for Spicewood, Texas 78669
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Spicewood, TX 78669. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Spicewood, Texas 78669 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Spicewood, Texas and around Travis county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.40% | 92.87% | 92.28% | 91.52% | 90.83% | 89.33% | 87.87% | 89.25% | 88.91% |
avg mortgage rate | 6.41% | 4.55% | 3.02% | 3.37% | 4.41% | 4.66% | 4.23% | 3.96% | 4.13% |
% 15 year fixed mortgage | 5.34% | 5.19% | 6.57% | 6.46% | 7.53% | 8.68% | 10.29% | 9.57% | 9.98% |
avg mortgage rate | 5.26% | 3.48% | 2.44% | 2.97% | 3.90% | 3.99% | 3.37% | 3.25% | 3.36% |
Avg credit score | 774.56 | 752.92 | 759.42 | 762.47 | 749.58 | 748.61 | 749.39 | 743.22 | 746.86 |
Avg LTV (loan to value) | 78.25% | 79.98% | 81.11% | 82.06% | 80.76% | 80.82% | 80.88% | 82.03% | 81.32% |
Avg DTI (debt to income) | 38.10 | 36.41 | 34.69 | 35.38 | 36.17 | 36.08 | 35.29 | 35.53 | 34.15 |
% First time homebuyer | 34.10% | 31.29% | 29.18% | 29.18% | 28.67% | 27.30% | 23.41% | 29.62% | 27.42% |
Avg mortgage insurance % | 11.34% | 11.89% | 12.55% | 13.17% | 12.90% | 12.04% | 11.26% | 11.54% | 11.57% |
Best Mortgage Brokers around Spicewood, Texas 78669
For those searching for a new home in Spicewood, we have compiled a list of the top mortgage brokers located in and around Spicewood, Texas 78669 to assist you with your search.
Cobalt Mortgage
21818 State Highway 71 W
Spicewood TX 78669
(512) 436-8250
http://cobaltmortgage.com
Envoy Mortgage
21818 State Highway 71 W
Spicewood TX 78669
(512) 382-5201
http://envoymortgage.com
Omega Mortgage Company
215 W View Dr
Wimberley TX 78669
(512) 847-5443
gingle@austin.rr.com
Amanverde Real Estate
701 Deer Lake Rd
Wimberley TX 78669
(512) 847-0180
judy@amanverderealestate.com
Prestige Mortgage Group
12711 Ranch Road 12
Wimberley TX 78669
(512) 847-7965
http://prestigemortgageusa.com
Address
21818 State Highway 71 W
Spicewood TX
Contact
(512) 436-8250
http://cobaltmortgage.com
Address
21818 State Highway 71 W
Spicewood TX
Contact
(512) 382-5201
http://envoymortgage.com
Address
215 W View Dr
Wimberley TX
Contact
(512) 847-5443
gingle@austin.rr.com