Compare Today’s Mortgage Rates in Staples, Texas 78670
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Staples, Texas 78670.
Our search engine thoroughly explores all home mortgage options in Staples, Texas 78670, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,472 in lifetime cash or $26 per month in Staples and other areas of Caldwell county.
Summary of Average Mortgages in Staples, Texas 78670
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Interactive Mortgage Rate Projections for Staples, Texas 78670
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Staples, TX 78670. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Staples, Texas 78670 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Staples, Texas and around Caldwell county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.40% | 92.87% | 92.28% | 91.52% | 90.83% | 89.33% | 87.87% | 89.25% | 88.91% |
avg mortgage rate | 6.41% | 4.55% | 3.02% | 3.37% | 4.41% | 4.66% | 4.23% | 3.96% | 4.13% |
% 15 year fixed mortgage | 5.34% | 5.19% | 6.57% | 6.46% | 7.53% | 8.68% | 10.29% | 9.57% | 9.98% |
avg mortgage rate | 5.26% | 3.48% | 2.44% | 2.97% | 3.90% | 3.99% | 3.37% | 3.25% | 3.36% |
Avg credit score | 774.56 | 752.92 | 759.42 | 762.47 | 749.58 | 748.61 | 749.39 | 743.22 | 746.86 |
Avg LTV (loan to value) | 78.25% | 79.98% | 81.11% | 82.06% | 80.76% | 80.82% | 80.88% | 82.03% | 81.32% |
Avg DTI (debt to income) | 38.10 | 36.41 | 34.69 | 35.38 | 36.17 | 36.08 | 35.29 | 35.53 | 34.15 |
% First time homebuyer | 34.10% | 31.29% | 29.18% | 29.18% | 28.67% | 27.30% | 23.41% | 29.62% | 27.42% |
Avg mortgage insurance % | 11.34% | 11.89% | 12.55% | 13.17% | 12.90% | 12.04% | 11.26% | 11.54% | 11.57% |
Best Mortgage Brokers around Staples, Texas 78670
For those searching for a new home in Staples, we have compiled a list of the top mortgage brokers located in and around Staples, Texas 78670 to assist you with your search.
Omega Mortgage Company
215 W View Dr
Wimberley TX 78670
(512) 847-5443
gingle@austin.rr.com
Amanverde Real Estate
701 Deer Lake Rd
Wimberley TX 78670
(512) 847-0180
judy@amanverderealestate.com
Prestige Mortgage Group
12711 Ranch Road 12
Wimberley TX 78670
(512) 847-7965
http://prestigemortgageusa.com
Chaparral Mortgage Co.
13350 Ranch Road 12
Wimberley TX 78670
(512) 847-1187
cmctex@aol.com
Ims Ny
9900 Spectrum Dr
Austin TX 78670
(512) 782-0228
Address
215 W View Dr
Wimberley TX
Contact
(512) 847-5443
gingle@austin.rr.com
Address
701 Deer Lake Rd
Wimberley TX
Contact
(512) 847-0180
judy@amanverderealestate.com
Address
12711 Ranch Road 12
Wimberley TX
Contact
(512) 847-7965
http://prestigemortgageusa.com