Compare Today’s Mortgage Rates in Sumner, Texas 75486
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Sumner, Texas 75486.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Sumner, Texas 75486. For a 30-year fixed loan, our calculations show that you can expect to save up to $6,930 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Sumner and other areas of Lamar county.
Summary of Average Mortgages in Sumner, Texas 75486
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Interactive Mortgage Rate Projections for Sumner, Texas 75486
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Sumner, TX 75486. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Sumner, Texas 75486 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Sumner, Texas and around Lamar county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.90% | 91.62% | 91.53% | 90.33% | 89.43% | 87.24% | 86.36% | 87.80% | 83.98% |
avg mortgage rate | 6.25% | 4.49% | 2.96% | 3.31% | 4.31% | 4.61% | 4.21% | 3.93% | 4.11% |
% 15 year fixed mortgage | 6.22% | 7.08% | 7.16% | 8.08% | 8.75% | 10.74% | 11.65% | 10.73% | 14.12% |
avg mortgage rate | 5.45% | 3.54% | 2.31% | 2.87% | 3.74% | 3.93% | 3.42% | 3.16% | 3.27% |
Avg credit score | 756.81 | 762.24 | 761.32 | 762.43 | 758.33 | 755.19 | 750.55 | 747.84 | 749.98 |
Avg LTV (loan to value) | 79.78% | 80.62% | 81.52% | 81.77% | 80.72% | 79.09% | 79.75% | 80.75% | 80.62% |
Avg DTI (debt to income) | 38.31 | 36.21 | 34.33 | 34.77 | 36.36 | 36.45 | 35.80 | 34.85 | 34.13 |
% First time homebuyer | 50.36% | 47.56% | 42.94% | 41.58% | 39.75% | 35.82% | 35.62% | 35.12% | 35.59% |
Avg mortgage insurance % | 11.84% | 11.75% | 11.96% | 12.32% | 11.42% | 9.02% | 9.19% | 10.18% | 9.91% |
Best Mortgage Brokers around Sumner, Texas 75486
For those searching for a new home in Sumner, we have compiled a list of the top mortgage brokers located in and around Sumner, Texas 75486 to assist you with your search.
Lake Country Development
207 E Broadway St
Winnsboro TX 75486
(903) 860-2349
http://www.lakecountrymortgage.com
Credit Bureau Of Winnsboro
318 1/2 N Main St
Winnsboro TX 75486
(903) 342-5257
First Source Capital Mortgage
77 Fm 3356
Van Alstyne TX 75486
(903) 482-1123
http://www.ruralhomeloan.com/
HK Premium Finance
13791 US Highway 75
Van Alstyne TX 75486
(903) 482-1026
Sun Credit
3917 N State Line Ave
Texarkana TX 75486
(903) 793-3390
http://www.sunloan.com
Address
207 E Broadway St
Winnsboro TX
Contact
(903) 860-2349
http://www.lakecountrymortgage.com
Address
318 1/2 N Main St
Winnsboro TX
Contact
(903) 342-5257
Address
77 Fm 3356
Van Alstyne TX
Contact
(903) 482-1123
http://www.ruralhomeloan.com/