Compare Today’s Mortgage Rates in Troup, Texas 75789
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Troup, Texas 75789.
Our search engine thoroughly explores all home mortgage options in Troup, Texas 75789, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,613 in lifetime cash or $18 per month in Troup and other areas of Smith county.
Summary of Average Mortgages in Troup, Texas 75789
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Interactive Mortgage Rate Projections for Troup, Texas 75789
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Troup, TX 75789. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Troup, Texas 75789 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Troup, Texas and around Smith county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.54% | 92.30% | 90.62% | 89.82% | 89.19% | 85.19% | 87.61% | 84.94% | 83.48% |
avg mortgage rate | 6.54% | 4.64% | 3.06% | 3.43% | 4.48% | 4.70% | 4.28% | 3.92% | 4.12% |
% 15 year fixed mortgage | 4.62% | 5.73% | 7.33% | 8.61% | 8.14% | 11.45% | 9.83% | 11.65% | 14.48% |
avg mortgage rate | 5.91% | 3.72% | 2.42% | 3.00% | 3.99% | 4.07% | 3.55% | 3.16% | 3.34% |
Avg credit score | 749.37 | 759.16 | 768.75 | 766.11 | 749.00 | 751.31 | 750.50 | 750.78 | 752.55 |
Avg LTV (loan to value) | 79.90% | 79.42% | 81.53% | 82.50% | 82.68% | 79.63% | 81.18% | 82.27% | 82.36% |
Avg DTI (debt to income) | 38.16 | 36.04 | 34.84 | 34.65 | 35.38 | 34.61 | 34.26 | 33.14 | 32.88 |
% First time homebuyer | 35.29% | 28.33% | 28.95% | 26.18% | 26.03% | 24.75% | 22.01% | 23.49% | 22.85% |
Avg mortgage insurance % | 12.57% | 11.51% | 12.23% | 13.24% | 13.21% | 9.91% | 10.91% | 12.00% | 11.86% |
Best Mortgage Brokers around Troup, Texas 75789
For those searching for a new home in Troup, we have compiled a list of the top mortgage brokers located in and around Troup, Texas 75789 to assist you with your search.
Primary Residential Mortgage
15632 State Highway 110 S
Whitehouse TX 75789
(903) 839-1004
marketing@primeres.com
Plantation South Office Business Park
15632 State Highway 110 S
Whitehouse TX 75789
(903) 530-2857
http://www.tylertexasofficespace.com/
Capital Mortgage
15632 State Highway 110 S
Whitehouse TX 75789
(903) 839-8899
capitalmortgage.cr@suddenlinkmail.com
Superior Pawn & Gun
700 State Highway 110 N
Whitehouse TX 75789
(903) 839-8606
Reagan Management Company
15632 State Highway 110 S
Whitehouse TX 75789
(903) 839-1415
Address
15632 State Highway 110 S
Whitehouse TX
Contact
(903) 839-1004
marketing@primeres.com
Address
15632 State Highway 110 S
Whitehouse TX
Contact
(903) 530-2857
http://www.tylertexasofficespace.com/
Address
15632 State Highway 110 S
Whitehouse TX
Contact
(903) 839-8899
capitalmortgage.cr@suddenlinkmail.com