Compare Today’s Mortgage Rates for Vernon, Texas

Pureloan searches mortgage lenders and major banks in Vernon, Texas 76385 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,189 or $6 / month is expected in Vernon and other areas of Haskell county.

Pureloan’s search engine explores all home mortgage options in Vernon, Texas 76385, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Vernon, Texas 76385

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Vernon, TX 76385, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Vernon, Texas 76385 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Vernon, Texas and around Haskell county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.28% 83.54% 82.60% 84.95% 86.39% 85.09% 90.05% 87.54%
avg mortgage rate 4.97% 4.69% 3.90% 4.00% 4.48% 4.16% 3.97% 4.22%
% 15 year fixed mortgage 12.37% 14.29% 15.33% 13.55% 11.87% 12.86% 8.37% 10.41%
avg mortgage rate 4.34% 3.92% 3.31% 3.22% 3.56% 3.37% 3.21% 3.51%
Avg credit score 759.63 757.54 757.81 756.30 750.14 747.08 745.83 746.99
Avg LTV (loan to value) 75.45% 76.77% 79.33% 79.51% 80.87% 80.90% 81.22% 80.28%
Avg DTI (debt to income) 34.23 33.51 33.50 33.87 34.61 34.70 35.21 36.16
% First time homebuyer 35.80% 33.82% 30.72% 32.02% 33.95% 34.62% 36.78% 34.85%
Avg mortgage insurance % 3.90% 5.51% 8.54% 8.76% 10.86% 10.87% 11.38% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Vernon, Texas 76385

If you’re looking to buy a new home in Vernon, we have compiled a list of the leading mortgage brokers around Vernon, Texas 76385 to help you with your search.

Name
Address
Contact

Continental Credit Corporation

3300 Wilbarger St

Vernon TX 76385

(940) 552-2096

World Finance

3108 Wilbarger St

Vernon TX 76385

(940) 552-9887

wac200@worldacceptance.net

Community Loans Of America

2616 Wilbarger St

Vernon TX 76385

(940) 552-2194

http://www.texas514cash.com

First Ag Credit FCS

1725 Deaf Smith St

Vernon TX 76385

(940) 552-5408

Mortgage Division Affiliated Bank

1359 W South Loop

Stephenville TX 76385

(254) 918-2062

Address

3300 Wilbarger St

Vernon TX

Contact

(940) 552-2096

Address

3108 Wilbarger St

Vernon TX

Contact

(940) 552-9887

wac200@worldacceptance.net

Address

2616 Wilbarger St

Vernon TX

Contact

(940) 552-2194

http://www.texas514cash.com

News on Mortgages and Reverse Mortgages for Vernon, Texas 76385