Compare Today’s Mortgage Rates for Vernon, Texas

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Vernon, Texas 76385. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $6,129 or $17 / month in Vernon and surrounding areas of Wilbarger county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Vernon, Texas 76385.

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Summary of Average Mortgage Terms in Vernon, Texas 76385

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Vernon, Texas 76385 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Vernon, Texas and around Wilbarger county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 86.28% 83.54% 82.60% 84.95% 86.39% 85.09% 90.05% 87.54%
avg mortgage rate 4.97% 4.69% 3.90% 4.00% 4.48% 4.16% 3.97% 4.22%
% 15 year fixed mortgage 12.37% 14.29% 15.33% 13.55% 11.87% 12.86% 8.37% 10.41%
avg mortgage rate 4.34% 3.92% 3.31% 3.22% 3.56% 3.37% 3.21% 3.51%
% 10 year fixed mortgage 0.10% 0.32% 0.44% 0.12% 0.21% 0.31% 0.21% 0.18%
avg mortgage rate 4.25% 3.45% 3.29% 2.92% 3.64% 3.52% 3.43% 3.79%
Avg credit score 759.63 757.54 757.81 756.30 750.14 747.08 745.83 746.99
Avg LTV (loan to value) 75.45% 76.77% 79.33% 79.51% 80.87% 80.90% 81.22% 80.28%
Avg Combined LTV (loan to value) 76.41% 77.67% 79.87% 80.14% 81.46% 81.46% 81.72% 80.76%
Avg DTI (debt to income) 34.23 33.51 33.50 33.87 34.61 34.70 35.21 36.16
% First time homebuyer 35.80% 33.82% 30.72% 32.02% 33.95% 34.62% 36.78% 34.85%
Avg mortgage insurance % 3.90% 5.51% 8.54% 8.76% 10.86% 10.87% 11.38% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Vernon, Texas 76385

If you’re looking to buy a new home in Vernon, we have compiled a list of the leading mortgage brokers around Vernon, Texas 76385 to help you with your search.

Name
Address
Contact

Continental Credit Corporation

3300 Wilbarger St

Vernon TX 76385

(940) 552-2096

World Finance

3108 Wilbarger St

Vernon TX 76385

(940) 552-9887

wac200@worldacceptance.net

Community Loans Of America

2616 Wilbarger St

Vernon TX 76385

(940) 552-2194

http://www.texas514cash.com

First Ag Credit FCS

1725 Deaf Smith St

Vernon TX 76385

(940) 552-5408

Mortgage Division Affiliated Bank

1359 W South Loop

Stephenville TX 76385

(254) 918-2062

Address

3300 Wilbarger St

Vernon TX

Contact

(940) 552-2096

Address

3108 Wilbarger St

Vernon TX

Contact

(940) 552-9887

wac200@worldacceptance.net

Address

2616 Wilbarger St

Vernon TX

Contact

(940) 552-2194

http://www.texas514cash.com

News on Mortgages and Reverse Mortgages for Vernon, Texas 76385