Compare Today’s Mortgage Rates in Vernon, Texas 76385
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Vernon, Texas 76385.
Our search engine thoroughly explores all home mortgage options in Vernon, Texas 76385, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,859 in lifetime cash or $8 per month in Vernon and other areas of Wilbarger county.
Summary of Average Mortgages in Vernon, Texas 76385
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Interactive Mortgage Rate Projections for Vernon, Texas 76385
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Vernon, TX 76385. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Vernon, Texas 76385 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Vernon, Texas and around Wilbarger county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.24% | 93.88% | 93.45% | 90.92% | 90.96% | 88.56% | 86.94% | 89.24% | 83.55% |
avg mortgage rate | 6.35% | 4.60% | 3.04% | 3.41% | 4.44% | 4.71% | 4.28% | 3.99% | 4.17% |
% 15 year fixed mortgage | 3.24% | 4.99% | 5.33% | 7.35% | 7.14% | 8.81% | 10.82% | 8.99% | 14.17% |
avg mortgage rate | 5.53% | 3.73% | 2.41% | 2.96% | 3.79% | 4.06% | 3.55% | 3.23% | 3.38% |
Avg credit score | 751.52 | 756.71 | 753.09 | 754.23 | 753.68 | 748.59 | 746.23 | 748.21 | 746.84 |
Avg LTV (loan to value) | 79.41% | 80.49% | 81.73% | 82.02% | 81.76% | 79.47% | 80.79% | 81.97% | 81.53% |
Avg DTI (debt to income) | 38.84 | 37.70 | 35.19 | 35.31 | 36.45 | 36.43 | 35.51 | 34.57 | 33.87 |
% First time homebuyer | 40.30% | 37.10% | 33.12% | 32.85% | 33.73% | 26.27% | 27.39% | 30.50% | 28.60% |
Avg mortgage insurance % | 12.03% | 12.35% | 12.30% | 12.58% | 12.49% | 9.76% | 10.56% | 11.98% | 11.28% |
Best Mortgage Brokers around Vernon, Texas 76385
For those searching for a new home in Vernon, we have compiled a list of the top mortgage brokers located in and around Vernon, Texas 76385 to assist you with your search.
Continental Credit Corporation
3300 Wilbarger St
Vernon TX 76385
(940) 552-2096
World Finance
3108 Wilbarger St
Vernon TX 76385
(940) 552-9887
wac200@worldacceptance.net
Community Loans Of America
2616 Wilbarger St
Vernon TX 76385
(940) 552-2194
http://www.texas514cash.com
First Ag Credit FCS
1725 Deaf Smith St
Vernon TX 76385
(940) 552-5408
Mortgage Division Affiliated Bank
1359 W South Loop
Stephenville TX 76385
(254) 918-2062
Address
3300 Wilbarger St
Vernon TX
Contact
(940) 552-2096
Address
3108 Wilbarger St
Vernon TX
Contact
(940) 552-9887
wac200@worldacceptance.net
Address
2616 Wilbarger St
Vernon TX
Contact
(940) 552-2194
http://www.texas514cash.com