Compare Today’s Mortgage Rates for Waco, Texas

Pureloan searches mortgage lenders and major banks in Waco, Texas 76797 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,160 or $3 / month is expected in Waco and other areas of Mclennan county.

Pureloan’s search engine explores all home mortgage options in Waco, Texas 76797, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Waco, Texas 76797

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Waco, TX

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Waco, TX 76797, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Waco, TX

Historical Mortgage Rates for Waco, Texas 76797 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Waco, Texas and around Mclennan county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.28% 83.54% 82.60% 84.95% 86.39% 85.09% 90.05% 87.54%
avg mortgage rate 4.97% 4.69% 3.90% 4.00% 4.48% 4.16% 3.97% 4.22%
% 15 year fixed mortgage 12.37% 14.29% 15.33% 13.55% 11.87% 12.86% 8.37% 10.41%
avg mortgage rate 4.34% 3.92% 3.31% 3.22% 3.56% 3.37% 3.21% 3.51%
Avg credit score 759.63 757.54 757.81 756.30 750.14 747.08 745.83 746.99
Avg LTV (loan to value) 75.45% 76.77% 79.33% 79.51% 80.87% 80.90% 81.22% 80.28%
Avg DTI (debt to income) 34.23 33.51 33.50 33.87 34.61 34.70 35.21 36.16
% First time homebuyer 35.80% 33.82% 30.72% 32.02% 33.95% 34.62% 36.78% 34.85%
Avg mortgage insurance % 3.90% 5.51% 8.54% 8.76% 10.86% 10.87% 11.38% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Waco, Texas 76797

If you’re looking to buy a new home in Waco, we have compiled a list of the leading mortgage brokers around Waco, Texas 76797 to help you with your search.

Name
Address
Contact

Business Resource Center

801 Elm St

Waco TX 76797

(254) 754-8898

help@score.org

Ezmoney

301 E Waco Dr

Waco TX 76797

(254) 296-0067

http://www.ezmoneypaydayloans.com/locations.php

Champion Credit

2401 W Waco Dr

Waco TX 76797

(254) 759-2000

Master Loan Service

2405 W Waco Dr

Waco TX 76797

(254) 756-1859

Milford Finance

2403 W Waco Dr

Waco TX 76797

(254) 732-2933

Address

801 Elm St

Waco TX

Contact

(254) 754-8898

help@score.org

Address

301 E Waco Dr

Waco TX

Contact

(254) 296-0067

http://www.ezmoneypaydayloans.com/locations.php

Address

2401 W Waco Dr

Waco TX

Contact

(254) 759-2000

News on Mortgages and Reverse Mortgages for Waco, Texas 76797