Compare Today’s Mortgage Rates in Whitney, Texas 76692
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Whitney, Texas 76692.
Our search engine thoroughly explores all home mortgage options in Whitney, Texas 76692, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,972 in lifetime cash or $14 per month in Whitney and other areas of Hill county.
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Summary of Average Mortgages in Whitney, Texas 76692
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Whitney, Texas 76692
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Whitney, TX 76692. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Whitney, Texas 76692 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Whitney, Texas and around Hill county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.24% | 93.88% | 93.45% | 90.92% | 90.96% | 88.56% | 86.94% | 89.24% | 83.55% |
| avg mortgage rate | 6.35% | 4.60% | 3.04% | 3.41% | 4.44% | 4.71% | 4.28% | 3.99% | 4.17% |
| % 15 year fixed mortgage | 3.24% | 4.99% | 5.33% | 7.35% | 7.14% | 8.81% | 10.82% | 8.99% | 14.17% |
| avg mortgage rate | 5.53% | 3.73% | 2.41% | 2.96% | 3.79% | 4.06% | 3.55% | 3.23% | 3.38% |
| Avg credit score | 751.52 | 756.71 | 753.09 | 754.23 | 753.68 | 748.59 | 746.23 | 748.21 | 746.84 |
| Avg LTV (loan to value) | 79.41% | 80.49% | 81.73% | 82.02% | 81.76% | 79.47% | 80.79% | 81.97% | 81.53% |
| Avg DTI (debt to income) | 38.84 | 37.70 | 35.19 | 35.31 | 36.45 | 36.43 | 35.51 | 34.57 | 33.87 |
| % First time homebuyer | 40.30% | 37.10% | 33.12% | 32.85% | 33.73% | 26.27% | 27.39% | 30.50% | 28.60% |
| Avg mortgage insurance % | 12.03% | 12.35% | 12.30% | 12.58% | 12.49% | 9.76% | 10.56% | 11.98% | 11.28% |
Best Mortgage Brokers around Whitney, Texas 76692
For those searching for a new home in Whitney, we have compiled a list of the top mortgage brokers located in and around Whitney, Texas 76692 to assist you with your search.
Name
Address
Contact
Britco USA
1101 Foundation Dr
Waco TX 76692
(254) 741-6701
http://britco.com
Cornerstone Mortgage Co.
7530 Bosque Blvd
Waco TX 76692
(254) 741-6800
corner@houseloan.com
Check 'n Go
1201 Hewitt Dr
Woodway TX 76692
(254) 420-3957
comments@checkngo.com
First City Financial
6400 Imperial Dr
Waco TX 76692
(254) 761-2800
http://www.fcfc.com/
Ezmoney Loan Services
208 Hewitt Dr
Woodway TX 76692
(254) 751-0272
askezcorp@ezcorp.com
Address
1101 Foundation Dr
Waco TX
Contact
(254) 741-6701
http://britco.com
Address
7530 Bosque Blvd
Waco TX
Contact
(254) 741-6800
corner@houseloan.com
Address
1201 Hewitt Dr
Woodway TX
Contact
(254) 420-3957
comments@checkngo.com