Compare Today’s Mortgage Rates in Ephraim, Utah 84627
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Ephraim, Utah 84627.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Ephraim, Utah 84627. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,960 over the lifetime of your mortgage, which translates to a monthly savings of $22 in Ephraim and other areas of Sanpete county.
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Summary of Average Mortgages in Ephraim, Utah 84627
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Ephraim, Utah 84627
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ephraim, UT 84627. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ephraim, Utah 84627 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ephraim, Utah and around Sanpete county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.65% | 97.12% | 97.14% | 96.19% | 95.49% | 93.93% | 93.12% | 94.03% | 92.98% |
| avg mortgage rate | 6.16% | 4.42% | 2.95% | 3.28% | 4.28% | 4.61% | 4.19% | 3.89% | 4.08% |
| % 15 year fixed mortgage | 2.13% | 2.24% | 2.26% | 2.79% | 3.41% | 4.83% | 5.55% | 4.95% | 5.86% |
| avg mortgage rate | 5.65% | 3.58% | 2.37% | 2.83% | 3.68% | 3.94% | 3.41% | 3.09% | 3.25% |
| Avg credit score | 768.96 | 762.20 | 760.89 | 762.86 | 757.84 | 759.17 | 754.50 | 753.48 | 756.70 |
| Avg LTV (loan to value) | 80.60% | 79.43% | 81.30% | 82.32% | 82.16% | 80.31% | 81.98% | 83.58% | 82.89% |
| Avg DTI (debt to income) | 39.68 | 37.70 | 35.26 | 35.36 | 36.37 | 35.86 | 35.03 | 34.66 | 34.53 |
| % First time homebuyer | 39.50% | 34.77% | 32.52% | 34.54% | 35.95% | 26.99% | 26.70% | 29.72% | 29.96% |
| Avg mortgage insurance % | 14.43% | 12.14% | 13.08% | 13.66% | 13.65% | 11.73% | 13.07% | 14.73% | 13.88% |
Best Mortgage Brokers around Ephraim, Utah 84627
For those searching for a new home in Ephraim, we have compiled a list of the top mortgage brokers located in and around Ephraim, Utah 84627 to assist you with your search.
Name
Address
Contact
Statewide Funding
99 S Main St
Ephraim UT 84627
(435) 283-0555
Coldwell Banker Best Choice Realty
495 S Main St
Ephraim UT 84627
(435) 283-2035
cbbestchoice@gmail.com
Security National
497 S Main St
Ephraim UT 84627
(435) 283-3002
Signature Marketing
424 S Main St
Gunnison UT 84627
(435) 528-7446
Family Heritage Financial
69 N Main St
Gunnison UT 84627
(435) 528-5933
chontae123@yahoo.com
Address
99 S Main St
Ephraim UT
Contact
(435) 283-0555
Address
495 S Main St
Ephraim UT
Contact
(435) 283-2035
cbbestchoice@gmail.com
Address
497 S Main St
Ephraim UT
Contact
(435) 283-3002