Compare Today’s Mortgage Rates in Kaysville, Utah 84037
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Kaysville, Utah 84037.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $15,594 over the lifetime of your 30-year fixed loan, or a monthly savings of $43 in Kaysville and other areas of Davis county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Kaysville, Utah 84037
Become a certified mortgage expert on Pureloan.com
in Kaysville, Utah 84037
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Kaysville, Utah 84037
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Kaysville, UT 84037. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Kaysville, Utah 84037 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Kaysville, Utah and around Davis county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.65% | 97.12% | 97.14% | 96.19% | 95.49% | 93.93% | 93.12% | 94.03% | 92.98% |
avg mortgage rate | 6.16% | 4.42% | 2.95% | 3.28% | 4.28% | 4.61% | 4.19% | 3.89% | 4.08% |
% 15 year fixed mortgage | 2.13% | 2.24% | 2.26% | 2.79% | 3.41% | 4.83% | 5.55% | 4.95% | 5.86% |
avg mortgage rate | 5.65% | 3.58% | 2.37% | 2.83% | 3.68% | 3.94% | 3.41% | 3.09% | 3.25% |
Avg credit score | 768.96 | 762.20 | 760.89 | 762.86 | 757.84 | 759.17 | 754.50 | 753.48 | 756.70 |
Avg LTV (loan to value) | 80.60% | 79.43% | 81.30% | 82.32% | 82.16% | 80.31% | 81.98% | 83.58% | 82.89% |
Avg DTI (debt to income) | 39.68 | 37.70 | 35.26 | 35.36 | 36.37 | 35.86 | 35.03 | 34.66 | 34.53 |
% First time homebuyer | 39.50% | 34.77% | 32.52% | 34.54% | 35.95% | 26.99% | 26.70% | 29.72% | 29.96% |
Avg mortgage insurance % | 14.43% | 12.14% | 13.08% | 13.66% | 13.65% | 11.73% | 13.07% | 14.73% | 13.88% |
Best Mortgage Brokers around Kaysville, Utah 84037
For those searching for a new home in Kaysville, we have compiled a list of the top mortgage brokers located in and around Kaysville, Utah 84037 to assist you with your search.
Cheney Financial Service
495 N Main St
Kaysville UT 84037
(801) 543-4316
http://www.cheneyfinancial.com
Utah Loan Servicing
575 N Main St
Kaysville UT 84037
(801) 498-7950
http://utahloanservicing.com
Array Financial Service Mortgage
1630 Angels Way
Kaysville UT 84037
(801) 593-8392
Wasatch Capital Mortgage
697 N 240 E
Kaysville UT 84037
(801) 444-1399
info@wasatchmortgage.com
Money 4 You
215 W 200 N
Kaysville UT 84037
(801) 444-3938
http://www.money4youpaydayloans.com/
Address
495 N Main St
Kaysville UT
Contact
(801) 543-4316
http://www.cheneyfinancial.com
Address
575 N Main St
Kaysville UT
Contact
(801) 498-7950
http://utahloanservicing.com
Address
1630 Angels Way
Kaysville UT
Contact
(801) 593-8392