Compare Today’s Mortgage Rates in Monticello, Utah 84535
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Monticello, Utah 84535.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Monticello, Utah 84535. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,270 over the lifetime of your mortgage, which translates to a monthly savings of $20 in Monticello and other areas of San Juan county.
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Summary of Average Mortgages in Monticello, Utah 84535
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Monticello, Utah 84535
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Monticello, UT 84535. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Monticello, Utah 84535 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Monticello, Utah and around San Juan county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.65% | 97.12% | 97.14% | 96.19% | 95.49% | 93.93% | 93.12% | 94.03% | 92.98% |
avg mortgage rate | 6.16% | 4.42% | 2.95% | 3.28% | 4.28% | 4.61% | 4.19% | 3.89% | 4.08% |
% 15 year fixed mortgage | 2.13% | 2.24% | 2.26% | 2.79% | 3.41% | 4.83% | 5.55% | 4.95% | 5.86% |
avg mortgage rate | 5.65% | 3.58% | 2.37% | 2.83% | 3.68% | 3.94% | 3.41% | 3.09% | 3.25% |
Avg credit score | 768.96 | 762.20 | 760.89 | 762.86 | 757.84 | 759.17 | 754.50 | 753.48 | 756.70 |
Avg LTV (loan to value) | 80.60% | 79.43% | 81.30% | 82.32% | 82.16% | 80.31% | 81.98% | 83.58% | 82.89% |
Avg DTI (debt to income) | 39.68 | 37.70 | 35.26 | 35.36 | 36.37 | 35.86 | 35.03 | 34.66 | 34.53 |
% First time homebuyer | 39.50% | 34.77% | 32.52% | 34.54% | 35.95% | 26.99% | 26.70% | 29.72% | 29.96% |
Avg mortgage insurance % | 14.43% | 12.14% | 13.08% | 13.66% | 13.65% | 11.73% | 13.07% | 14.73% | 13.88% |
Best Mortgage Brokers around Monticello, Utah 84535
For those searching for a new home in Monticello, we have compiled a list of the top mortgage brokers located in and around Monticello, Utah 84535 to assist you with your search.
Name
Address
Contact
Check 'n Go
704 E Main St
Price UT 84535
(435) 856-0540
comments@checkngo.com
Raincheck
90 W 100 N
Price UT 84535
(435) 637-9333
or6@raincheckutah.com
Western States Mortgage
90 W 100 N
Price UT 84535
(435) 637-0990
http://www.westernstatesmortgage.com/
Retirement Funding Umwa
480 S Carbon Ave
Price UT 84535
(435) 637-0865
Ace Mortgage Funding
1345 W 300 N
Price UT 84535
(435) 636-0156
Address
704 E Main St
Price UT
Contact
(435) 856-0540
comments@checkngo.com
Address
90 W 100 N
Price UT
Contact
(435) 637-9333
or6@raincheckutah.com
Address
90 W 100 N
Price UT
Contact
(435) 637-0990
http://www.westernstatesmortgage.com/