Compare Today’s Mortgage Rates in Orem, Utah 84097
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Orem, Utah 84097.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $12,344 over the lifetime of your 30-year fixed loan, or a monthly savings of $34 in Orem and other areas of Utah county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Orem, Utah 84097
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Orem, Utah 84097
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Orem, UT 84097. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Orem, Utah 84097 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Orem, Utah and around Utah county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.65% | 97.12% | 97.14% | 96.19% | 95.49% | 93.93% | 93.12% | 94.03% | 92.98% |
avg mortgage rate | 6.16% | 4.42% | 2.95% | 3.28% | 4.28% | 4.61% | 4.19% | 3.89% | 4.08% |
% 15 year fixed mortgage | 2.13% | 2.24% | 2.26% | 2.79% | 3.41% | 4.83% | 5.55% | 4.95% | 5.86% |
avg mortgage rate | 5.65% | 3.58% | 2.37% | 2.83% | 3.68% | 3.94% | 3.41% | 3.09% | 3.25% |
Avg credit score | 768.96 | 762.20 | 760.89 | 762.86 | 757.84 | 759.17 | 754.50 | 753.48 | 756.70 |
Avg LTV (loan to value) | 80.60% | 79.43% | 81.30% | 82.32% | 82.16% | 80.31% | 81.98% | 83.58% | 82.89% |
Avg DTI (debt to income) | 39.68 | 37.70 | 35.26 | 35.36 | 36.37 | 35.86 | 35.03 | 34.66 | 34.53 |
% First time homebuyer | 39.50% | 34.77% | 32.52% | 34.54% | 35.95% | 26.99% | 26.70% | 29.72% | 29.96% |
Avg mortgage insurance % | 14.43% | 12.14% | 13.08% | 13.66% | 13.65% | 11.73% | 13.07% | 14.73% | 13.88% |
Best Mortgage Brokers around Orem, Utah 84097
For those searching for a new home in Orem, we have compiled a list of the top mortgage brokers located in and around Orem, Utah 84097 to assist you with your search.
Name
Address
Contact
Investment Lending
1160 S State St
Orem UT 84097
(801) 229-1515
Solucion Hispana
1160 S State St
Orem UT 84097
(801) 426-5710
Spring Water Capitol
1442 E 820 N
Orem UT 84097
(801) 224-3723
Affluent Capital
661 Timpanogos Pkwy
Orem UT 84097
(801) 802-6068
http://www.affluentcapital.com/
Legacy Mortgage Financial Services
1427 S State St
Orem UT 84097
(801) 802-0500
http://www.legacymortgage.com/
Address
1160 S State St
Orem UT
Contact
(801) 229-1515
Address
1160 S State St
Orem UT
Contact
(801) 426-5710
Address
1442 E 820 N
Orem UT
Contact
(801) 224-3723