Compare Today’s Mortgage Rates in Paradise, Utah 84328
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Paradise, Utah 84328.
Our search engine thoroughly explores all home mortgage options in Paradise, Utah 84328, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $14,144 in lifetime cash or $39 per month in Paradise and other areas of Cache county.
41.560009
-111.829665
35991
Summary of Average Mortgages in Paradise, Utah 84328
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Paradise, Utah 84328
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Paradise, Utah 84328
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Paradise, UT 84328. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Paradise, Utah 84328 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Paradise, Utah and around Cache county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.65% | 97.12% | 97.14% | 96.19% | 95.49% | 93.93% | 93.12% | 94.03% | 92.98% |
| avg mortgage rate | 6.16% | 4.42% | 2.95% | 3.28% | 4.28% | 4.61% | 4.19% | 3.89% | 4.08% |
| % 15 year fixed mortgage | 2.13% | 2.24% | 2.26% | 2.79% | 3.41% | 4.83% | 5.55% | 4.95% | 5.86% |
| avg mortgage rate | 5.65% | 3.58% | 2.37% | 2.83% | 3.68% | 3.94% | 3.41% | 3.09% | 3.25% |
| Avg credit score | 768.96 | 762.20 | 760.89 | 762.86 | 757.84 | 759.17 | 754.50 | 753.48 | 756.70 |
| Avg LTV (loan to value) | 80.60% | 79.43% | 81.30% | 82.32% | 82.16% | 80.31% | 81.98% | 83.58% | 82.89% |
| Avg DTI (debt to income) | 39.68 | 37.70 | 35.26 | 35.36 | 36.37 | 35.86 | 35.03 | 34.66 | 34.53 |
| % First time homebuyer | 39.50% | 34.77% | 32.52% | 34.54% | 35.95% | 26.99% | 26.70% | 29.72% | 29.96% |
| Avg mortgage insurance % | 14.43% | 12.14% | 13.08% | 13.66% | 13.65% | 11.73% | 13.07% | 14.73% | 13.88% |
Best Mortgage Brokers around Paradise, Utah 84328
For those searching for a new home in Paradise, we have compiled a list of the top mortgage brokers located in and around Paradise, Utah 84328 to assist you with your search.
Name
Address
Contact
Republic Mortgage
18 N 200 E
Tremonton UT 84328
(435) 257-8804
robinm@oldrepublicmortgage.com
Academy Mortgage - Bear River Valley
18 N 200 E
Tremonton UT 84328
(435) 257-8804
contact@academymortgage.com
Ready Money
27 E Main St
Tremonton UT 84328
(435) 257-1911
ut063@xpresscorp.com
Academy Mortgage Corporation
305 E Main St
Tremonton UT 84328
(435) 257-8888
http://www.academymortgage.com
Envision Finance & Mortgage
555 W Main St
Tremonton UT 84328
(435) 257-5626
Address
18 N 200 E
Tremonton UT
Contact
(435) 257-8804
robinm@oldrepublicmortgage.com
Address
18 N 200 E
Tremonton UT
Contact
(435) 257-8804
contact@academymortgage.com
Address
27 E Main St
Tremonton UT
Contact
(435) 257-1911
ut063@xpresscorp.com