Compare Today’s Mortgage Rates in Richfield, Utah 84701
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Richfield, Utah 84701.
Our search engine thoroughly explores all home mortgage options in Richfield, Utah 84701, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,960 in lifetime cash or $22 per month in Richfield and other areas of Sevier county.
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Summary of Average Mortgages in Richfield, Utah 84701
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Richfield, Utah 84701
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Richfield, UT 84701. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Richfield, Utah 84701 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Richfield, Utah and around Sevier county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.65% | 97.12% | 97.14% | 96.19% | 95.49% | 93.93% | 93.12% | 94.03% | 92.98% |
avg mortgage rate | 6.16% | 4.42% | 2.95% | 3.28% | 4.28% | 4.61% | 4.19% | 3.89% | 4.08% |
% 15 year fixed mortgage | 2.13% | 2.24% | 2.26% | 2.79% | 3.41% | 4.83% | 5.55% | 4.95% | 5.86% |
avg mortgage rate | 5.65% | 3.58% | 2.37% | 2.83% | 3.68% | 3.94% | 3.41% | 3.09% | 3.25% |
Avg credit score | 768.96 | 762.20 | 760.89 | 762.86 | 757.84 | 759.17 | 754.50 | 753.48 | 756.70 |
Avg LTV (loan to value) | 80.60% | 79.43% | 81.30% | 82.32% | 82.16% | 80.31% | 81.98% | 83.58% | 82.89% |
Avg DTI (debt to income) | 39.68 | 37.70 | 35.26 | 35.36 | 36.37 | 35.86 | 35.03 | 34.66 | 34.53 |
% First time homebuyer | 39.50% | 34.77% | 32.52% | 34.54% | 35.95% | 26.99% | 26.70% | 29.72% | 29.96% |
Avg mortgage insurance % | 14.43% | 12.14% | 13.08% | 13.66% | 13.65% | 11.73% | 13.07% | 14.73% | 13.88% |
Best Mortgage Brokers around Richfield, Utah 84701
For those searching for a new home in Richfield, we have compiled a list of the top mortgage brokers located in and around Richfield, Utah 84701 to assist you with your search.
Name
Address
Contact
Cedar Woods Financial
180 N 100 E
Richfield UT 84701
(435) 896-2858
MGM Mortgage
180 N 100 E
Richfield UT 84701
(435) 896-2858
Security National Mortgage Co.
465 N Main St
Richfield UT 84701
(435) 896-2858
Security Finance
150 W 1500 S
Richfield UT 84701
(435) 896-4659
ut_1649@sfcbranches.com
Raincheck
162 S Main St
Richfield UT 84701
(435) 896-0333
http://www.raincheckutah.com
Address
180 N 100 E
Richfield UT
Contact
(435) 896-2858
Address
180 N 100 E
Richfield UT
Contact
(435) 896-2858
Address
465 N Main St
Richfield UT
Contact
(435) 896-2858