Compare Today’s Mortgage Rates in Smithfield, Utah 84335
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Smithfield, Utah 84335.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Smithfield, Utah 84335. For a 30-year fixed loan, our calculations show that you can expect to save up to $10,848 over the lifetime of your mortgage, which translates to a monthly savings of $30 in Smithfield and other areas of Cache county.
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Summary of Average Mortgages in Smithfield, Utah 84335
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Smithfield, Utah 84335
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Smithfield, UT 84335. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Smithfield, Utah 84335 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Smithfield, Utah and around Cache county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.65% | 97.12% | 97.14% | 96.19% | 95.49% | 93.93% | 93.12% | 94.03% | 92.98% |
avg mortgage rate | 6.16% | 4.42% | 2.95% | 3.28% | 4.28% | 4.61% | 4.19% | 3.89% | 4.08% |
% 15 year fixed mortgage | 2.13% | 2.24% | 2.26% | 2.79% | 3.41% | 4.83% | 5.55% | 4.95% | 5.86% |
avg mortgage rate | 5.65% | 3.58% | 2.37% | 2.83% | 3.68% | 3.94% | 3.41% | 3.09% | 3.25% |
Avg credit score | 768.96 | 762.20 | 760.89 | 762.86 | 757.84 | 759.17 | 754.50 | 753.48 | 756.70 |
Avg LTV (loan to value) | 80.60% | 79.43% | 81.30% | 82.32% | 82.16% | 80.31% | 81.98% | 83.58% | 82.89% |
Avg DTI (debt to income) | 39.68 | 37.70 | 35.26 | 35.36 | 36.37 | 35.86 | 35.03 | 34.66 | 34.53 |
% First time homebuyer | 39.50% | 34.77% | 32.52% | 34.54% | 35.95% | 26.99% | 26.70% | 29.72% | 29.96% |
Avg mortgage insurance % | 14.43% | 12.14% | 13.08% | 13.66% | 13.65% | 11.73% | 13.07% | 14.73% | 13.88% |
Best Mortgage Brokers around Smithfield, Utah 84335
For those searching for a new home in Smithfield, we have compiled a list of the top mortgage brokers located in and around Smithfield, Utah 84335 to assist you with your search.
Name
Address
Contact
RMC Loan
25 E Center St
Smithfield UT 84335
(435) 563-3500
Gentry Finance
521 S Main St
Smithfield UT 84335
(435) 752-5711
legals@hjnews.com
Ace Financial
1115 N 200 E
Logan UT 84335
(435) 752-9635
meta@www.everydayfinancing.com
Diversified Home Loans
165 E 1400 N
Logan UT 84335
(435) 787-2600
http://www.cachevalleymortgages.com/
Western Agcredit
2072 N Main St
Logan UT 84335
(435) 752-2146
info@westernagcredit.com
Address
25 E Center St
Smithfield UT
Contact
(435) 563-3500
Address
521 S Main St
Smithfield UT
Contact
(435) 752-5711
legals@hjnews.com
Address
1115 N 200 E
Logan UT
Contact
(435) 752-9635
meta@www.everydayfinancing.com