Compare Today’s Mortgage Rates in Cape Charles, Virginia 23310
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Cape Charles, Virginia 23310.
Our search engine thoroughly explores all home mortgage options in Cape Charles, Virginia 23310, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $16,350 in lifetime cash or $45 per month in Cape Charles and other areas of Northampton county.
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Summary of Average Mortgages in Cape Charles, Virginia 23310
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Cape Charles, Virginia 23310
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cape Charles, VA 23310. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cape Charles, Virginia 23310 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cape Charles, Virginia and around Northampton county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.61% | 94.46% | 95.88% | 94.62% | 93.21% | 90.41% | 91.49% | 93.32% | 91.23% |
avg mortgage rate | 6.52% | 4.63% | 3.06% | 3.38% | 4.46% | 4.70% | 4.24% | 3.97% | 4.14% |
% 15 year fixed mortgage | 1.39% | 4.06% | 3.28% | 4.13% | 6.04% | 7.43% | 8.04% | 5.25% | 7.02% |
avg mortgage rate | 6.00% | 3.40% | 2.40% | 2.96% | 3.75% | 3.93% | 3.37% | 3.20% | 3.28% |
Avg credit score | 756.17 | 756.78 | 765.65 | 769.86 | 759.80 | 779.56 | 758.03 | 758.43 | 760.08 |
Avg LTV (loan to value) | 81.33% | 82.73% | 83.55% | 84.63% | 82.08% | 79.91% | 81.36% | 82.07% | 80.65% |
Avg DTI (debt to income) | 39.50 | 37.10 | 34.80 | 35.00 | 34.95 | 36.26 | 35.18 | 34.25 | 34.91 |
% First time homebuyer | 42.59% | 35.18% | 32.21% | 32.42% | 25.66% | 24.22% | 22.22% | 30.79% | 23.68% |
Avg mortgage insurance % | 14.25% | 14.74% | 14.74% | 15.79% | 13.36% | 10.88% | 12.16% | 12.94% | 11.27% |
Best Mortgage Brokers around Cape Charles, Virginia 23310
For those searching for a new home in Cape Charles, we have compiled a list of the top mortgage brokers located in and around Cape Charles, Virginia 23310 to assist you with your search.
Name
Address
Contact
Sussex Mortgage
2 Fig St
Cape Charles VA 23310
(757) 331-3184
Betis Group
7 Strawberry St
Cape Charles VA 23310
(757) 331-1200
http://betis.com
Back Bay Mortgage
1400 Kempsville Rd
Chesapeake VA 23310
(757) 228-5826
Tidewater Home Funding
1108 Eden Way N
Chesapeake VA 23310
(757) 366-8690
info@americancashflow.com
Wells Fargo Home Mortgage
860 Greenbrier Cir
Chesapeake VA 23310
(757) 420-6162
http://www.wellsfargo.com/mortgage/
Address
2 Fig St
Cape Charles VA
Contact
(757) 331-3184
Address
7 Strawberry St
Cape Charles VA
Contact
(757) 331-1200
http://betis.com
Address
1400 Kempsville Rd
Chesapeake VA
Contact
(757) 228-5826