Compare Today’s Mortgage Rates in Charlottesville, Virginia 22907
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Charlottesville, Virginia 22907.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Charlottesville, Virginia 22907. For a 30-year fixed loan, our calculations show that you can expect to save up to $11,715 over the lifetime of your mortgage, which translates to a monthly savings of $33 in Charlottesville and other areas of Albemarle county.
Summary of Average Mortgages in Charlottesville, Virginia 22907
Become a certified mortgage expert on Pureloan.com
in Charlottesville, Virginia 22907
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Charlottesville, Virginia 22907
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Charlottesville, VA 22907. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Charlottesville, Virginia 22907 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Charlottesville, Virginia and around Albemarle county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.18% | 91.80% | 94.32% | 92.06% | 89.78% | 88.26% | 87.75% | 91.53% | 89.24% |
avg mortgage rate | 6.37% | 4.59% | 3.02% | 3.32% | 4.32% | 4.57% | 4.16% | 3.86% | 4.04% |
% 15 year fixed mortgage | 3.13% | 6.76% | 4.22% | 6.45% | 7.79% | 8.92% | 11.10% | 7.72% | 8.64% |
avg mortgage rate | 5.68% | 3.66% | 2.43% | 2.94% | 3.85% | 4.05% | 3.40% | 3.11% | 3.24% |
Avg credit score | 761.60 | 761.13 | 763.21 | 763.85 | 759.97 | 777.29 | 764.98 | 763.08 | 764.42 |
Avg LTV (loan to value) | 77.86% | 78.85% | 80.63% | 81.83% | 79.29% | 77.42% | 77.79% | 78.96% | 78.24% |
Avg DTI (debt to income) | 36.80 | 34.75 | 33.24 | 32.94 | 34.19 | 32.81 | 33.17 | 31.45 | 33.21 |
% First time homebuyer | 44.79% | 37.70% | 36.42% | 38.89% | 36.74% | 30.91% | 28.39% | 38.28% | 34.57% |
Avg mortgage insurance % | 13.02% | 11.03% | 11.36% | 12.54% | 10.89% | 9.02% | 8.79% | 9.16% | 9.12% |
Best Mortgage Brokers around Charlottesville, Virginia 22907
For those searching for a new home in Charlottesville, we have compiled a list of the top mortgage brokers located in and around Charlottesville, Virginia 22907 to assist you with your search.
Millennuim Mortgage
153 Riverbend Dr
Charlottesville VA 22907
(434) 220-2160
Crown Mortgage Services
1540 Airport Rd
Charlottesville VA 22907
(434) 977-2900
Union Mortgage Group
1658 State Farm Blvd
Charlottesville VA 22907
(434) 970-1177
customerservicecenter@bankatunion.com
Wells Fargo Home Mortgage
1524 Insurance Ln
Charlottesville VA 22907
(434) 817-7360
http://www.wellsfargo.com/mortgage/
Lincoln Mortgage
1532 Insurance Ln
Charlottesville VA 22907
(434) 973-5511
http://www.lincoln-mortgage.com/
Address
153 Riverbend Dr
Charlottesville VA
Contact
(434) 220-2160
Address
1540 Airport Rd
Charlottesville VA
Contact
(434) 977-2900
Address
1658 State Farm Blvd
Charlottesville VA
Contact
(434) 970-1177
customerservicecenter@bankatunion.com