Compare Today’s Mortgage Rates in Fort Mitchell, Virginia 23941
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Fort Mitchell, Virginia 23941.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $14,071 over the lifetime of your 30-year fixed loan, or a monthly savings of $39 in Fort Mitchell and other areas of Charlotte county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Fort Mitchell, Virginia 23941
Become a certified mortgage expert on Pureloan.com
in Fort Mitchell, Virginia 23941
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Fort Mitchell, Virginia 23941
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Fort Mitchell, VA 23941. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Fort Mitchell, Virginia 23941 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Fort Mitchell, Virginia and around Charlotte county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.94% | 93.93% | 95.14% | 94.68% | 91.97% | 89.73% | 89.21% | 90.59% | 91.03% |
avg mortgage rate | 6.40% | 4.62% | 3.05% | 3.44% | 4.45% | 4.70% | 4.21% | 4.00% | 4.17% |
% 15 year fixed mortgage | 3.89% | 3.95% | 3.32% | 4.33% | 5.93% | 7.14% | 8.39% | 7.65% | 7.93% |
avg mortgage rate | 5.80% | 4.09% | 2.67% | 2.94% | 3.91% | 4.07% | 3.55% | 3.18% | 3.37% |
Avg credit score | 748.00 | 758.73 | 760.98 | 751.16 | 754.53 | 756.66 | 780.57 | 752.46 | 751.04 |
Avg LTV (loan to value) | 80.70% | 83.43% | 84.57% | 84.30% | 83.01% | 81.04% | 81.93% | 84.58% | 83.02% |
Avg DTI (debt to income) | 37.39 | 36.41 | 35.40 | 34.61 | 35.22 | 35.73 | 33.23 | 33.40 | 33.99 |
% First time homebuyer | 41.63% | 38.26% | 32.74% | 31.81% | 30.02% | 18.97% | 19.42% | 32.94% | 28.97% |
Avg mortgage insurance % | 13.00% | 14.19% | 15.50% | 15.24% | 13.39% | 12.13% | 12.64% | 14.96% | 13.04% |
Best Mortgage Brokers around Fort Mitchell, Virginia 23941
For those searching for a new home in Fort Mitchell, we have compiled a list of the top mortgage brokers located in and around Fort Mitchell, Virginia 23941 to assist you with your search.
OneMain Financial
707 E Atlantic St
South Hill VA 23941
(434) 447-4640
http://branches.onemainfinancial.com/va/south-hill/707-east-atlantic-street.html
Springleaf Financial Services
1167 E Atlantic St
South Hill VA 23941
(434) 447-3173
https://www.springleaf.com/branches/VA/South-Hill/23970/1967
Southside Mortgage
508 E Atlantic St
South Hill VA 23941
(434) 447-3200
rodney@southsidemortgage.com
Loanmax Title Loans
609 E Atlantic St
South Hill VA 23941
(434) 264-5700
https://www.loanmaxtitleloans.net/Locations/VIRGINIA/South-Hill/609-E-Atlantic-St
Colonial Farm Credit
201 E Danville St
South Hill VA 23941
(434) 447-7147
http://www.colonialfarmcredit.com
Address
707 E Atlantic St
South Hill VA
Contact
(434) 447-4640
http://branches.onemainfinancial.com/va/south-hill/707-east-atlantic-street.html
Address
1167 E Atlantic St
South Hill VA
Contact
(434) 447-3173
https://www.springleaf.com/branches/VA/South-Hill/23970/1967
Address
508 E Atlantic St
South Hill VA
Contact
(434) 447-3200
rodney@southsidemortgage.com