Compare Today’s Mortgage Rates in Hampden Sydney, Virginia 23943
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Hampden Sydney, Virginia 23943.
Our search engine thoroughly explores all home mortgage options in Hampden Sydney, Virginia 23943, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $8,835 in lifetime cash or $25 per month in Hampden Sydney and other areas of Prince Edward county.
Summary of Average Mortgages in Hampden Sydney, Virginia 23943
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Interactive Mortgage Rate Projections for Hampden Sydney, Virginia 23943
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hampden Sydney, VA 23943. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hampden Sydney, Virginia 23943 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hampden Sydney, Virginia and around Prince Edward county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.94% | 93.93% | 95.14% | 94.68% | 91.97% | 89.73% | 89.21% | 90.59% | 91.03% |
| avg mortgage rate | 6.40% | 4.62% | 3.05% | 3.44% | 4.45% | 4.70% | 4.21% | 4.00% | 4.17% |
| % 15 year fixed mortgage | 3.89% | 3.95% | 3.32% | 4.33% | 5.93% | 7.14% | 8.39% | 7.65% | 7.93% |
| avg mortgage rate | 5.80% | 4.09% | 2.67% | 2.94% | 3.91% | 4.07% | 3.55% | 3.18% | 3.37% |
| Avg credit score | 748.00 | 758.73 | 760.98 | 751.16 | 754.53 | 756.66 | 780.57 | 752.46 | 751.04 |
| Avg LTV (loan to value) | 80.70% | 83.43% | 84.57% | 84.30% | 83.01% | 81.04% | 81.93% | 84.58% | 83.02% |
| Avg DTI (debt to income) | 37.39 | 36.41 | 35.40 | 34.61 | 35.22 | 35.73 | 33.23 | 33.40 | 33.99 |
| % First time homebuyer | 41.63% | 38.26% | 32.74% | 31.81% | 30.02% | 18.97% | 19.42% | 32.94% | 28.97% |
| Avg mortgage insurance % | 13.00% | 14.19% | 15.50% | 15.24% | 13.39% | 12.13% | 12.64% | 14.96% | 13.04% |
Best Mortgage Brokers around Hampden Sydney, Virginia 23943
For those searching for a new home in Hampden Sydney, we have compiled a list of the top mortgage brokers located in and around Hampden Sydney, Virginia 23943 to assist you with your search.
OneMain Financial
707 E Atlantic St
South Hill VA 23943
(434) 447-4640
http://branches.onemainfinancial.com/va/south-hill/707-east-atlantic-street.html
Springleaf Financial Services
1167 E Atlantic St
South Hill VA 23943
(434) 447-3173
https://www.springleaf.com/branches/VA/South-Hill/23970/1967
Southside Mortgage
508 E Atlantic St
South Hill VA 23943
(434) 447-3200
rodney@southsidemortgage.com
Loanmax Title Loans
609 E Atlantic St
South Hill VA 23943
(434) 264-5700
https://www.loanmaxtitleloans.net/Locations/VIRGINIA/South-Hill/609-E-Atlantic-St
Colonial Farm Credit
201 E Danville St
South Hill VA 23943
(434) 447-7147
http://www.colonialfarmcredit.com
Address
707 E Atlantic St
South Hill VA
Contact
(434) 447-4640
http://branches.onemainfinancial.com/va/south-hill/707-east-atlantic-street.html
Address
1167 E Atlantic St
South Hill VA
Contact
(434) 447-3173
https://www.springleaf.com/branches/VA/South-Hill/23970/1967
Address
508 E Atlantic St
South Hill VA
Contact
(434) 447-3200
rodney@southsidemortgage.com