Compare Today’s Mortgage Rates in Hardy, Virginia 24101
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Hardy, Virginia 24101.
Our search engine thoroughly explores all home mortgage options in Hardy, Virginia 24101, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,960 in lifetime cash or $14 per month in Hardy and other areas of Franklin county.
Summary of Average Mortgages in Hardy, Virginia 24101
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Interactive Mortgage Rate Projections for Hardy, Virginia 24101
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hardy, VA 24101. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hardy, Virginia 24101 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hardy, Virginia and around Franklin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.02% | 90.93% | 91.91% | 88.41% | 86.78% | 86.10% | 84.95% | 85.33% | 85.43% |
avg mortgage rate | 6.61% | 4.71% | 3.04% | 3.42% | 4.44% | 4.67% | 4.20% | 3.89% | 4.09% |
% 15 year fixed mortgage | 5.58% | 8.10% | 6.44% | 8.90% | 9.80% | 10.89% | 12.07% | 10.46% | 11.32% |
avg mortgage rate | 5.70% | 3.87% | 2.46% | 2.94% | 3.83% | 4.06% | 3.42% | 3.13% | 3.32% |
Avg credit score | 753.25 | 772.66 | 757.84 | 757.71 | 759.66 | 758.29 | 759.20 | 776.20 | 761.22 |
Avg LTV (loan to value) | 79.82% | 81.94% | 83.73% | 83.77% | 82.00% | 80.05% | 81.42% | 81.93% | 81.63% |
Avg DTI (debt to income) | 36.26 | 34.04 | 32.97 | 32.22 | 32.06 | 32.76 | 33.27 | 32.00 | 32.11 |
% First time homebuyer | 42.63% | 38.83% | 38.57% | 36.75% | 35.66% | 26.93% | 31.19% | 34.23% | 36.59% |
Avg mortgage insurance % | 13.34% | 13.41% | 14.03% | 13.90% | 11.88% | 10.47% | 10.99% | 11.89% | 11.99% |
Best Mortgage Brokers around Hardy, Virginia 24101
For those searching for a new home in Hardy, we have compiled a list of the top mortgage brokers located in and around Hardy, Virginia 24101 to assist you with your search.
Gateway Mortgage Group
13105 Booker T Washington Hwy
Hardy VA 24101
(540) 719-4464
http://www.gatewaymortgagesml.com
American Home Mortgage
55 Westlake Rd
Hardy VA 24101
(540) 719-0454
Expert Title Service
13335 Booker T Washington Hwy
Hardy VA 24101
(540) 719-7404
experttitle@yahoo.com
Corridor Mortgage Group
13345 Booker T Washington Hwy
Hardy VA 24101
(540) 719-0550
tyoung@corridormtg.com
Atlantic Bay Mortgage Group
12925 Booker T Washington Hwy
Hardy VA 24101
(540) 721-0126
info@atlanticbay.com
Address
13105 Booker T Washington Hwy
Hardy VA
Contact
(540) 719-4464
http://www.gatewaymortgagesml.com
Address
55 Westlake Rd
Hardy VA
Contact
(540) 719-0454
Address
13335 Booker T Washington Hwy
Hardy VA
Contact
(540) 719-7404
experttitle@yahoo.com