Compare Today’s Mortgage Rates in Loretto, Virginia 22509
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Loretto, Virginia 22509.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Loretto, Virginia 22509. For a 30-year fixed loan, our calculations show that you can expect to save up to $31,400 over the lifetime of your mortgage, which translates to a monthly savings of $87 in Loretto and other areas of Essex county.
Summary of Average Mortgages in Loretto, Virginia 22509
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Interactive Mortgage Rate Projections for Loretto, Virginia 22509
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Loretto, VA 22509. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Loretto, Virginia 22509 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Loretto, Virginia and around Essex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.39% | 95.46% | 95.68% | 95.68% | 92.53% | 89.47% | 92.81% | 93.78% | 93.80% |
avg mortgage rate | 6.27% | 4.45% | 2.91% | 3.18% | 4.21% | 4.53% | 4.16% | 3.86% | 4.06% |
% 15 year fixed mortgage | 3.09% | 3.77% | 3.62% | 3.88% | 5.99% | 9.11% | 6.08% | 5.61% | 5.37% |
avg mortgage rate | 5.52% | 3.54% | 2.35% | 2.86% | 3.70% | 3.88% | 3.32% | 3.06% | 3.23% |
Avg credit score | 762.18 | 766.89 | 766.36 | 767.23 | 771.37 | 764.25 | 758.26 | 761.79 | 761.46 |
Avg LTV (loan to value) | 78.80% | 80.95% | 82.34% | 82.15% | 79.94% | 76.63% | 78.09% | 79.99% | 77.77% |
Avg DTI (debt to income) | 38.99 | 37.36 | 34.97 | 34.93 | 36.55 | 36.49 | 35.81 | 35.20 | 34.91 |
% First time homebuyer | 54.12% | 52.85% | 49.95% | 51.19% | 50.32% | 42.79% | 45.38% | 43.32% | 45.51% |
Avg mortgage insurance % | 11.75% | 12.77% | 12.86% | 13.08% | 11.59% | 8.60% | 8.76% | 10.21% | 7.85% |
Best Mortgage Brokers around Loretto, Virginia 22509
For those searching for a new home in Loretto, we have compiled a list of the top mortgage brokers located in and around Loretto, Virginia 22509 to assist you with your search.
Bayfield Home Loans
395 Garrisonville Rd
Stafford VA 22509
(540) 318-6108
terri@bayfieldhomeloans.com
Beltway Mortgage Corporation
15 Gristmill Dr
Stafford VA 22509
(540) 288-0860
maureen@beltway-mortgage.com
Fast Auto Loans
253 Garrisonville Rd
Stafford VA 22509
(540) 300-7089
http://www.fastautoloansvirginiainc.com/
Loanmax Title Loans
2149 Jefferson Davis Hwy
Stafford VA 22509
(540) 657-9230
https://www.loanmaxtitleloans.net/Locations/VIRGINIA/Stafford/2149-Jefferson-Davis-Highway
Churchill Mortgage Company
1 Waterbury Ct
Stafford VA 22509
(703) 551-4107
cmcrayner@aol.com
Address
395 Garrisonville Rd
Stafford VA
Contact
(540) 318-6108
terri@bayfieldhomeloans.com
Address
15 Gristmill Dr
Stafford VA
Contact
(540) 288-0860
maureen@beltway-mortgage.com
Address
253 Garrisonville Rd
Stafford VA
Contact
(540) 300-7089
http://www.fastautoloansvirginiainc.com/