Compare Today’s Mortgage Rates in Midlothian, Virginia 23112
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Midlothian, Virginia 23112.
Our search engine thoroughly explores all home mortgage options in Midlothian, Virginia 23112, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $14,975 in lifetime cash or $42 per month in Midlothian and other areas of Chesterfield county.
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Summary of Average Mortgages in Midlothian, Virginia 23112
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Midlothian, Virginia 23112
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Midlothian, VA 23112. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Midlothian, Virginia 23112 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Midlothian, Virginia and around Chesterfield county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.37% | 93.11% | 94.41% | 91.76% | 91.93% | 90.18% | 89.50% | 91.71% | 90.46% |
avg mortgage rate | 6.38% | 4.53% | 2.99% | 3.31% | 4.33% | 4.58% | 4.16% | 3.90% | 4.08% |
% 15 year fixed mortgage | 4.17% | 5.41% | 4.39% | 6.34% | 5.98% | 7.80% | 8.22% | 6.45% | 7.51% |
avg mortgage rate | 5.40% | 3.61% | 2.40% | 2.94% | 3.79% | 4.01% | 3.42% | 3.07% | 3.21% |
Avg credit score | 773.81 | 763.71 | 770.10 | 762.07 | 760.44 | 768.52 | 761.72 | 759.89 | 763.70 |
Avg LTV (loan to value) | 78.36% | 80.09% | 81.99% | 81.17% | 78.78% | 78.59% | 79.37% | 80.39% | 79.54% |
Avg DTI (debt to income) | 37.11 | 35.23 | 33.81 | 34.06 | 34.73 | 34.69 | 33.73 | 33.37 | 33.00 |
% First time homebuyer | 35.21% | 33.97% | 27.67% | 27.65% | 24.86% | 22.65% | 23.56% | 23.12% | 25.38% |
Avg mortgage insurance % | 12.38% | 12.58% | 13.45% | 13.11% | 11.09% | 10.89% | 10.66% | 11.59% | 10.88% |
Best Mortgage Brokers around Midlothian, Virginia 23112
For those searching for a new home in Midlothian, we have compiled a list of the top mortgage brokers located in and around Midlothian, Virginia 23112 to assist you with your search.
Name
Address
Contact
Allied Home Mortgage Capital
13817 Village Mill Dr
Midlothian VA 23112
(804) 594-0771
Virginia Elite Mortgages
4106 Waterswatch Dr
Midlothian VA 23112
(804) 379-7488
Movement Mortgage
1519 Huguenot Rd
Midlothian VA 23112
(804) 893-4157
First Atlantic Mortgage Corporation
1650 Huguenot Rd
Midlothian VA 23112
(804) 378-6770
bvreed@fstatlantic.com
Ge Capital
14512 Felbridge Way
Midlothian VA 23112
(804) 464-1436
Address
13817 Village Mill Dr
Midlothian VA
Contact
(804) 594-0771
Address
4106 Waterswatch Dr
Midlothian VA
Contact
(804) 379-7488
Address
1519 Huguenot Rd
Midlothian VA
Contact
(804) 893-4157