Compare Today’s Mortgage Rates in Mineral, Virginia 23117
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Mineral, Virginia 23117.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $23,592 over the lifetime of your 30-year fixed loan, or a monthly savings of $66 in Mineral and other areas of Louisa county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Mineral, Virginia 23117
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Interactive Mortgage Rate Projections for Mineral, Virginia 23117
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mineral, VA 23117. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mineral, Virginia 23117 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mineral, Virginia and around Louisa county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.37% | 93.11% | 94.41% | 91.76% | 91.93% | 90.18% | 89.50% | 91.71% | 90.46% |
avg mortgage rate | 6.38% | 4.53% | 2.99% | 3.31% | 4.33% | 4.58% | 4.16% | 3.90% | 4.08% |
% 15 year fixed mortgage | 4.17% | 5.41% | 4.39% | 6.34% | 5.98% | 7.80% | 8.22% | 6.45% | 7.51% |
avg mortgage rate | 5.40% | 3.61% | 2.40% | 2.94% | 3.79% | 4.01% | 3.42% | 3.07% | 3.21% |
Avg credit score | 773.81 | 763.71 | 770.10 | 762.07 | 760.44 | 768.52 | 761.72 | 759.89 | 763.70 |
Avg LTV (loan to value) | 78.36% | 80.09% | 81.99% | 81.17% | 78.78% | 78.59% | 79.37% | 80.39% | 79.54% |
Avg DTI (debt to income) | 37.11 | 35.23 | 33.81 | 34.06 | 34.73 | 34.69 | 33.73 | 33.37 | 33.00 |
% First time homebuyer | 35.21% | 33.97% | 27.67% | 27.65% | 24.86% | 22.65% | 23.56% | 23.12% | 25.38% |
Avg mortgage insurance % | 12.38% | 12.58% | 13.45% | 13.11% | 11.09% | 10.89% | 10.66% | 11.59% | 10.88% |
Best Mortgage Brokers around Mineral, Virginia 23117
For those searching for a new home in Mineral, we have compiled a list of the top mortgage brokers located in and around Mineral, Virginia 23117 to assist you with your search.
Dominion Capital Mortgage
200 Lake Front Dr
Mineral VA 23117
(540) 894-5626
Ogorchock Mark
15819 Fox Marsh Dr
Moseley VA 23117
(804) 639-2420
Welcome Home Realty of Virginia
1321 Jamestown Rd
Williamsburg VA 23117
(757) 645-4848
http://www.welcomehomerealtyva.com/
Fast Auto Loans
722 Merrimac Trl
Williamsburg VA 23117
(757) 258-8889
http://www.fastautoloansvirginiainc.com/
Fulton Mortgage Company
1156 Jamestown Rd
Williamsburg VA 23117
(757) 229-6981
cbaduini@fultonmortgagecompany.com
Address
200 Lake Front Dr
Mineral VA
Contact
(540) 894-5626
Address
15819 Fox Marsh Dr
Moseley VA
Contact
(804) 639-2420
Address
1321 Jamestown Rd
Williamsburg VA
Contact
(757) 645-4848
http://www.welcomehomerealtyva.com/