Compare Today’s Mortgage Rates in Mint Spring, Virginia 24463
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Mint Spring, Virginia 24463.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Mint Spring, Virginia 24463. For a 30-year fixed loan, our calculations show that you can expect to save up to $14,071 over the lifetime of your mortgage, which translates to a monthly savings of $39 in Mint Spring and other areas of Augusta county.
Summary of Average Mortgages in Mint Spring, Virginia 24463
Become a certified mortgage expert on Pureloan.com
in Mint Spring, Virginia 24463
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Mint Spring, Virginia 24463
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mint Spring, VA 24463. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mint Spring, Virginia 24463 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mint Spring, Virginia and around Augusta county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 89.16% | 92.18% | 93.41% | 85.77% | 80.92% | 86.36% | 80.35% | 92.18% | 81.48% |
avg mortgage rate | 6.55% | 4.77% | 3.07% | 3.43% | 4.48% | 4.64% | 4.16% | 3.93% | 4.12% |
% 15 year fixed mortgage | 7.23% | 5.93% | 4.87% | 11.38% | 14.89% | 9.09% | 16.76% | 6.70% | 14.81% |
avg mortgage rate | 5.56% | 3.81% | 2.54% | 2.91% | 3.87% | 3.94% | 3.48% | 3.33% | 3.35% |
Avg credit score | 754.80 | 752.25 | 754.58 | 753.44 | 755.21 | 752.71 | 763.49 | 749.94 | 758.39 |
Avg LTV (loan to value) | 77.99% | 80.90% | 83.94% | 83.32% | 80.13% | 81.52% | 78.40% | 81.54% | 78.90% |
Avg DTI (debt to income) | 34.93 | 34.28 | 33.74 | 34.55 | 33.11 | 33.13 | 31.73 | 33.06 | 31.04 |
% First time homebuyer | 39.76% | 36.12% | 31.52% | 35.77% | 31.30% | 24.55% | 26.59% | 41.90% | 33.95% |
Avg mortgage insurance % | 12.58% | 12.01% | 15.07% | 14.04% | 11.94% | 11.95% | 7.99% | 10.66% | 9.76% |
Best Mortgage Brokers around Mint Spring, Virginia 24463
For those searching for a new home in Mint Spring, we have compiled a list of the top mortgage brokers located in and around Mint Spring, Virginia 24463 to assist you with your search.
Dawson Ford Garbee & Co
18281 Forest Rd
Lynchburg VA 24463
(434) 455-4777
robert@dawsonfordgarbee.com
Summit Mortgage Corporation
517 Leesville Rd
Lynchburg VA 24463
(434) 237-1027
http://www.VirginiaMortgagePro.com
Ace Cash Express
2154 Wards Rd
Lynchburg VA 24463
(434) 239-0837
acepresident@acecashexpress.com
Springleaf Financial Services
2144 Wards Rd
Lynchburg VA 24463
(434) 239-6961
compliancehelpline@slfs.com
TitleMax Title Loans
3813 Wards Rd
Lynchburg VA 24463
(434) 382-1310
webinquiries@titlemax.com
Address
18281 Forest Rd
Lynchburg VA
Contact
(434) 455-4777
robert@dawsonfordgarbee.com
Address
517 Leesville Rd
Lynchburg VA
Contact
(434) 237-1027
http://www.VirginiaMortgagePro.com
Address
2154 Wards Rd
Lynchburg VA
Contact
(434) 239-0837
acepresident@acecashexpress.com