Compare Today’s Mortgage Rates in North Garden, Virginia 22959
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in North Garden, Virginia 22959.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in North Garden, Virginia 22959. For a 30-year fixed loan, our calculations show that you can expect to save up to $11,715 over the lifetime of your mortgage, which translates to a monthly savings of $33 in North Garden and other areas of Albemarle county.
Summary of Average Mortgages in North Garden, Virginia 22959
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Interactive Mortgage Rate Projections for North Garden, Virginia 22959
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in North Garden, VA 22959. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in North Garden, Virginia 22959 from 2024 - 2016
We have compiled mortgage rates charts for home loans in North Garden, Virginia and around Albemarle county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.18% | 91.80% | 94.32% | 92.06% | 89.78% | 88.26% | 87.75% | 91.53% | 89.24% |
avg mortgage rate | 6.37% | 4.59% | 3.02% | 3.32% | 4.32% | 4.57% | 4.16% | 3.86% | 4.04% |
% 15 year fixed mortgage | 3.13% | 6.76% | 4.22% | 6.45% | 7.79% | 8.92% | 11.10% | 7.72% | 8.64% |
avg mortgage rate | 5.68% | 3.66% | 2.43% | 2.94% | 3.85% | 4.05% | 3.40% | 3.11% | 3.24% |
Avg credit score | 761.60 | 761.13 | 763.21 | 763.85 | 759.97 | 777.29 | 764.98 | 763.08 | 764.42 |
Avg LTV (loan to value) | 77.86% | 78.85% | 80.63% | 81.83% | 79.29% | 77.42% | 77.79% | 78.96% | 78.24% |
Avg DTI (debt to income) | 36.80 | 34.75 | 33.24 | 32.94 | 34.19 | 32.81 | 33.17 | 31.45 | 33.21 |
% First time homebuyer | 44.79% | 37.70% | 36.42% | 38.89% | 36.74% | 30.91% | 28.39% | 38.28% | 34.57% |
Avg mortgage insurance % | 13.02% | 11.03% | 11.36% | 12.54% | 10.89% | 9.02% | 8.79% | 9.16% | 9.12% |
Best Mortgage Brokers around North Garden, Virginia 22959
For those searching for a new home in North Garden, we have compiled a list of the top mortgage brokers located in and around North Garden, Virginia 22959 to assist you with your search.
Springleaf Financial Services
567 N Madison Rd
Orange VA 22959
(540) 672-4801
compliancehelpline@slfs.com
Brand Mortgage
124 W Main St
Orange VA 22959
(540) 672-4444
Community Mortgage
125 Chapman St
Orange VA 22959
(540) 672-5500
http://www.cmvirginia.com
Movement Mortgage
65 Deane Rd
Ruckersville VA 22959
http://www.movementmortgage.com/
C & F Mortgage Corporation
2704 Lake Monticello Rd
Palmyra VA 22959
(434) 589-3196
http://cfmortgagecorp.com
Address
567 N Madison Rd
Orange VA
Contact
(540) 672-4801
compliancehelpline@slfs.com
Address
124 W Main St
Orange VA
Contact
(540) 672-4444
Address
125 Chapman St
Orange VA
Contact
(540) 672-5500
http://www.cmvirginia.com