Compare Today’s Mortgage Rates in Penn Laird, Virginia 22846
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Penn Laird, Virginia 22846.
Our search engine thoroughly explores all home mortgage options in Penn Laird, Virginia 22846, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $20,333 in lifetime cash or $56 per month in Penn Laird and other areas of Rockingham county.
Summary of Average Mortgages in Penn Laird, Virginia 22846
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Interactive Mortgage Rate Projections for Penn Laird, Virginia 22846
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Penn Laird, VA 22846. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Penn Laird, Virginia 22846 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Penn Laird, Virginia and around Rockingham county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.39% | 95.46% | 95.68% | 95.68% | 92.53% | 89.47% | 92.81% | 93.78% | 93.80% |
| avg mortgage rate | 6.27% | 4.45% | 2.91% | 3.18% | 4.21% | 4.53% | 4.16% | 3.86% | 4.06% |
| % 15 year fixed mortgage | 3.09% | 3.77% | 3.62% | 3.88% | 5.99% | 9.11% | 6.08% | 5.61% | 5.37% |
| avg mortgage rate | 5.52% | 3.54% | 2.35% | 2.86% | 3.70% | 3.88% | 3.32% | 3.06% | 3.23% |
| Avg credit score | 762.18 | 766.89 | 766.36 | 767.23 | 771.37 | 764.25 | 758.26 | 761.79 | 761.46 |
| Avg LTV (loan to value) | 78.80% | 80.95% | 82.34% | 82.15% | 79.94% | 76.63% | 78.09% | 79.99% | 77.77% |
| Avg DTI (debt to income) | 38.99 | 37.36 | 34.97 | 34.93 | 36.55 | 36.49 | 35.81 | 35.20 | 34.91 |
| % First time homebuyer | 54.12% | 52.85% | 49.95% | 51.19% | 50.32% | 42.79% | 45.38% | 43.32% | 45.51% |
| Avg mortgage insurance % | 11.75% | 12.77% | 12.86% | 13.08% | 11.59% | 8.60% | 8.76% | 10.21% | 7.85% |
Best Mortgage Brokers around Penn Laird, Virginia 22846
For those searching for a new home in Penn Laird, we have compiled a list of the top mortgage brokers located in and around Penn Laird, Virginia 22846 to assist you with your search.
Vbs Mortgage
2040 Deyerle Ave
Harrisonburg VA 22846
(540) 442-8583
info@vbsmortgage.com
OneMain Financial
2035 E Market St
Harrisonburg VA 22846
(540) 433-8194
http://branches.onemainfinancial.com/va/harrisonburg/2035-75-east-market-st.html
TitleMax Title Loans
1550 E Market St
Harrisonburg VA 22846
(540) 433-1696
webinquiries@titlemax.com
Springleaf Financial Services
1790 E Market St
Harrisonburg VA 22846
(540) 432-8283
compliancehelpline@slfs.com
Farm Credit Services
4646 S Valley Pike
Rockingham VA 22846
(540) 434-5385
_fcvwythevilleprocessingcenter@agfirst.com
Address
2040 Deyerle Ave
Harrisonburg VA
Contact
(540) 442-8583
info@vbsmortgage.com
Address
2035 E Market St
Harrisonburg VA
Contact
(540) 433-8194
http://branches.onemainfinancial.com/va/harrisonburg/2035-75-east-market-st.html
Address
1550 E Market St
Harrisonburg VA
Contact
(540) 433-1696
webinquiries@titlemax.com