Compare Today’s Mortgage Rates in Pratts, Virginia 22731
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Pratts, Virginia 22731.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $10,739 over the lifetime of your 30-year fixed loan, or a monthly savings of $30 in Pratts and other areas of Madison county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Pratts, Virginia 22731
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Interactive Mortgage Rate Projections for Pratts, Virginia 22731
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Pratts, VA 22731. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Pratts, Virginia 22731 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Pratts, Virginia and around Madison county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.39% | 95.46% | 95.68% | 95.68% | 92.53% | 89.47% | 92.81% | 93.78% | 93.80% |
avg mortgage rate | 6.27% | 4.45% | 2.91% | 3.18% | 4.21% | 4.53% | 4.16% | 3.86% | 4.06% |
% 15 year fixed mortgage | 3.09% | 3.77% | 3.62% | 3.88% | 5.99% | 9.11% | 6.08% | 5.61% | 5.37% |
avg mortgage rate | 5.52% | 3.54% | 2.35% | 2.86% | 3.70% | 3.88% | 3.32% | 3.06% | 3.23% |
Avg credit score | 762.18 | 766.89 | 766.36 | 767.23 | 771.37 | 764.25 | 758.26 | 761.79 | 761.46 |
Avg LTV (loan to value) | 78.80% | 80.95% | 82.34% | 82.15% | 79.94% | 76.63% | 78.09% | 79.99% | 77.77% |
Avg DTI (debt to income) | 38.99 | 37.36 | 34.97 | 34.93 | 36.55 | 36.49 | 35.81 | 35.20 | 34.91 |
% First time homebuyer | 54.12% | 52.85% | 49.95% | 51.19% | 50.32% | 42.79% | 45.38% | 43.32% | 45.51% |
Avg mortgage insurance % | 11.75% | 12.77% | 12.86% | 13.08% | 11.59% | 8.60% | 8.76% | 10.21% | 7.85% |
Best Mortgage Brokers around Pratts, Virginia 22731
For those searching for a new home in Pratts, we have compiled a list of the top mortgage brokers located in and around Pratts, Virginia 22731 to assist you with your search.
Allied Home Mortgage Capital
471 James Madison Hwy
Culpeper VA 22731
(540) 727-9400
Kearns Construction
210 N Main St
Culpeper VA 22731
(540) 825-6114
Fast Auto Loans
530 James Madison Hwy
Culpeper VA 22731
(540) 205-8758
http://www.fastautoloansvirginiainc.com/
Springleaf Financial Services
327 Southgate Shopping Ctr
Culpeper VA 22731
(540) 825-2321
https://www.springleaf.com/branches/VA/Culpeper/22701/1609
Loanmax Title Loans
100 James Madison Hwy
Culpeper VA 22731
(540) 727-0132
https://www.loanmaxtitleloans.net/Locations/VIRGINIA/Culpeper/100-James-Madison-Highway
Address
471 James Madison Hwy
Culpeper VA
Contact
(540) 727-9400
Address
210 N Main St
Culpeper VA
Contact
(540) 825-6114
Address
530 James Madison Hwy
Culpeper VA
Contact
(540) 205-8758
http://www.fastautoloansvirginiainc.com/