Compare Today’s Mortgage Rates in Prospect, Virginia 23960
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Prospect, Virginia 23960.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Prospect, Virginia 23960. For a 30-year fixed loan, our calculations show that you can expect to save up to $15,156 over the lifetime of your mortgage, which translates to a monthly savings of $42 in Prospect and other areas of Prince Edward county.
Summary of Average Mortgages in Prospect, Virginia 23960
Become a certified mortgage expert on Pureloan.com
in Prospect, Virginia 23960
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Prospect, Virginia 23960
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Prospect, VA 23960. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Prospect, Virginia 23960 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Prospect, Virginia and around Prince Edward county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.94% | 93.93% | 95.14% | 94.68% | 91.97% | 89.73% | 89.21% | 90.59% | 91.03% |
avg mortgage rate | 6.40% | 4.62% | 3.05% | 3.44% | 4.45% | 4.70% | 4.21% | 4.00% | 4.17% |
% 15 year fixed mortgage | 3.89% | 3.95% | 3.32% | 4.33% | 5.93% | 7.14% | 8.39% | 7.65% | 7.93% |
avg mortgage rate | 5.80% | 4.09% | 2.67% | 2.94% | 3.91% | 4.07% | 3.55% | 3.18% | 3.37% |
Avg credit score | 748.00 | 758.73 | 760.98 | 751.16 | 754.53 | 756.66 | 780.57 | 752.46 | 751.04 |
Avg LTV (loan to value) | 80.70% | 83.43% | 84.57% | 84.30% | 83.01% | 81.04% | 81.93% | 84.58% | 83.02% |
Avg DTI (debt to income) | 37.39 | 36.41 | 35.40 | 34.61 | 35.22 | 35.73 | 33.23 | 33.40 | 33.99 |
% First time homebuyer | 41.63% | 38.26% | 32.74% | 31.81% | 30.02% | 18.97% | 19.42% | 32.94% | 28.97% |
Avg mortgage insurance % | 13.00% | 14.19% | 15.50% | 15.24% | 13.39% | 12.13% | 12.64% | 14.96% | 13.04% |
Best Mortgage Brokers around Prospect, Virginia 23960
For those searching for a new home in Prospect, we have compiled a list of the top mortgage brokers located in and around Prospect, Virginia 23960 to assist you with your search.
Household Finance Corporation
1380 Towne Square Blvd NW
Roanoke VA 23960
(540) 265-0192
http://hfc.com
S & B Financial
2815 Williamson Rd NW
Roanoke VA 23960
(540) 904-2366
CRA Commonwealth Realty & Associates
5105 Williamson Rd NW
Roanoke VA 23960
(540) 366-0461
http://www.crarealestate.com
TitleMax Title Loans
4824 Williamson Rd NW
Roanoke VA 23960
(540) 491-2494
webinquiries@titlemax.com
Loanmax Title Loans
3201 Williamson Rd NW
Roanoke VA 23960
(540) 563-8161
https://www.loanmaxtitleloans.net/Locations/VIRGINIA/ROANOKE/3201-WILLIAMSON-ROAD-NW
Address
1380 Towne Square Blvd NW
Roanoke VA
Contact
(540) 265-0192
http://hfc.com
Address
2815 Williamson Rd NW
Roanoke VA
Contact
(540) 904-2366
Address
5105 Williamson Rd NW
Roanoke VA
Contact
(540) 366-0461
http://www.crarealestate.com