Compare Today’s Mortgage Rates for Richmond, Virginia

Pureloan searches mortgage lenders and major banks in Richmond, Virginia 23219 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,571 or $32 / month is expected in Richmond and other areas of Richmond City county.

Pureloan’s search engine explores all home mortgage options in Richmond, Virginia 23219, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Richmond, Virginia 23219

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Richmond, VA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Richmond, VA 23219, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Richmond, VA

Historical Mortgage Rates for Richmond, Virginia 23219 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Richmond, Virginia and around Richmond City county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 94.01% 90.05% 90.02% 92.60% 91.35% 91.42% 94.05% 91.68%
avg mortgage rate 4.95% 4.66% 3.91% 3.99% 4.46% 4.13% 3.92% 4.07%
% 15 year fixed mortgage 4.55% 6.99% 8.29% 6.25% 6.71% 6.53% 4.63% 6.59%
avg mortgage rate 4.39% 3.96% 3.23% 3.07% 3.40% 3.25% 3.06% 3.31%
Avg credit score 761.60 764.45 760.46 757.74 751.13 751.12 747.76 751.92
Avg LTV (loan to value) 75.02% 76.20% 77.96% 79.41% 80.41% 80.52% 81.40% 80.40%
Avg DTI (debt to income) 34.33 33.44 33.53 33.33 34.72 35.10 35.25 36.44
% First time homebuyer 27.97% 28.09% 34.25% 35.62% 36.62% 39.41% 39.54% 34.14%
Avg mortgage insurance % 3.68% 6.16% 8.34% 10.11% 11.29% 11.99% 12.36% 10.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Richmond, Virginia 23219

If you’re looking to buy a new home in Richmond, we have compiled a list of the leading mortgage brokers around Richmond, Virginia 23219 to help you with your search.

Name
Address
Contact

Benchmark Mortgage

9701 Gayton Rd

Richmond VA 23219

(804) 741-4000

http://benchmarkmortgage.com

Richmond Finance Company

12560 Patterson Ave

Richmond VA 23219

(804) 784-6666

Virginia Farm Bureau Fire and Caslty Insrnce Cmpny

12580 W Creek Pkwy

Richmond VA 23219

(804) 290-1000

http://www.virginiafarmbureau.org

Neal Donald J

2030 Chamberlayne Ave

Richmond VA 23219

(804) 321-4700

Consumer Mortgage Services

2508 Chamberlayne Ave

Richmond VA 23219

(804) 377-8561

http://www.vafirst.com

Address

9701 Gayton Rd

Richmond VA

Contact

(804) 741-4000

http://benchmarkmortgage.com

Address

12560 Patterson Ave

Richmond VA

Contact

(804) 784-6666

Address

12580 W Creek Pkwy

Richmond VA

Contact

(804) 290-1000

http://www.virginiafarmbureau.org

News on Mortgages and Reverse Mortgages for Richmond, Virginia 23219