Compare Today’s Mortgage Rates in Sandy Point, Virginia 22577
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Sandy Point, Virginia 22577.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Sandy Point, Virginia 22577. For a 30-year fixed loan, our calculations show that you can expect to save up to $21,907 over the lifetime of your mortgage, which translates to a monthly savings of $61 in Sandy Point and other areas of Westmoreland county.
Summary of Average Mortgages in Sandy Point, Virginia 22577
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Interactive Mortgage Rate Projections for Sandy Point, Virginia 22577
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Sandy Point, VA 22577. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Sandy Point, Virginia 22577 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Sandy Point, Virginia and around Westmoreland county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.39% | 95.46% | 95.68% | 95.68% | 92.53% | 89.47% | 92.81% | 93.78% | 93.80% |
| avg mortgage rate | 6.27% | 4.45% | 2.91% | 3.18% | 4.21% | 4.53% | 4.16% | 3.86% | 4.06% |
| % 15 year fixed mortgage | 3.09% | 3.77% | 3.62% | 3.88% | 5.99% | 9.11% | 6.08% | 5.61% | 5.37% |
| avg mortgage rate | 5.52% | 3.54% | 2.35% | 2.86% | 3.70% | 3.88% | 3.32% | 3.06% | 3.23% |
| Avg credit score | 762.18 | 766.89 | 766.36 | 767.23 | 771.37 | 764.25 | 758.26 | 761.79 | 761.46 |
| Avg LTV (loan to value) | 78.80% | 80.95% | 82.34% | 82.15% | 79.94% | 76.63% | 78.09% | 79.99% | 77.77% |
| Avg DTI (debt to income) | 38.99 | 37.36 | 34.97 | 34.93 | 36.55 | 36.49 | 35.81 | 35.20 | 34.91 |
| % First time homebuyer | 54.12% | 52.85% | 49.95% | 51.19% | 50.32% | 42.79% | 45.38% | 43.32% | 45.51% |
| Avg mortgage insurance % | 11.75% | 12.77% | 12.86% | 13.08% | 11.59% | 8.60% | 8.76% | 10.21% | 7.85% |
Best Mortgage Brokers around Sandy Point, Virginia 22577
For those searching for a new home in Sandy Point, we have compiled a list of the top mortgage brokers located in and around Sandy Point, Virginia 22577 to assist you with your search.
Heritage Home Funding Corporation
440 W Jubal Early Dr
Winchester VA 22577
(540) 450-2700
http://www.mylenderforlife.com/
Loanmax Title Loans
2608 Valley Ave
Winchester VA 22577
(540) 662-6240
https://www.loanmaxtitleloans.net/Locations/VIRGINIA/Winchester/2608-Valley-Ave
TitleMax Title Loans
2655 Valley Ave
Winchester VA 22577
(540) 771-2784
webinquiries@titlemax.com
TitleMax Title Loans
1041 Berryville Ave
Winchester VA 22577
(540) 771-5890
webinquiries@titlemax.com
PrimeLending, A PlainsCapital Company
15 E Piccadilly St
Winchester VA 22577
(540) 313-4830
https://lo.primelending.com/winchester
Address
440 W Jubal Early Dr
Winchester VA
Contact
(540) 450-2700
http://www.mylenderforlife.com/
Address
2608 Valley Ave
Winchester VA
Contact
(540) 662-6240
https://www.loanmaxtitleloans.net/Locations/VIRGINIA/Winchester/2608-Valley-Ave
Address
2655 Valley Ave
Winchester VA
Contact
(540) 771-2784
webinquiries@titlemax.com