Compare Today’s Mortgage Rates in Severn, Virginia 23155
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Severn, Virginia 23155.
Our search engine thoroughly explores all home mortgage options in Severn, Virginia 23155, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $19,619 in lifetime cash or $54 per month in Severn and other areas of Gloucester county.
Summary of Average Mortgages in Severn, Virginia 23155
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Interactive Mortgage Rate Projections for Severn, Virginia 23155
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Severn, VA 23155. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Severn, Virginia 23155 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Severn, Virginia and around Gloucester county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.37% | 93.11% | 94.41% | 91.76% | 91.93% | 90.18% | 89.50% | 91.71% | 90.46% |
avg mortgage rate | 6.38% | 4.53% | 2.99% | 3.31% | 4.33% | 4.58% | 4.16% | 3.90% | 4.08% |
% 15 year fixed mortgage | 4.17% | 5.41% | 4.39% | 6.34% | 5.98% | 7.80% | 8.22% | 6.45% | 7.51% |
avg mortgage rate | 5.40% | 3.61% | 2.40% | 2.94% | 3.79% | 4.01% | 3.42% | 3.07% | 3.21% |
Avg credit score | 773.81 | 763.71 | 770.10 | 762.07 | 760.44 | 768.52 | 761.72 | 759.89 | 763.70 |
Avg LTV (loan to value) | 78.36% | 80.09% | 81.99% | 81.17% | 78.78% | 78.59% | 79.37% | 80.39% | 79.54% |
Avg DTI (debt to income) | 37.11 | 35.23 | 33.81 | 34.06 | 34.73 | 34.69 | 33.73 | 33.37 | 33.00 |
% First time homebuyer | 35.21% | 33.97% | 27.67% | 27.65% | 24.86% | 22.65% | 23.56% | 23.12% | 25.38% |
Avg mortgage insurance % | 12.38% | 12.58% | 13.45% | 13.11% | 11.09% | 10.89% | 10.66% | 11.59% | 10.88% |
Best Mortgage Brokers around Severn, Virginia 23155
For those searching for a new home in Severn, we have compiled a list of the top mortgage brokers located in and around Severn, Virginia 23155 to assist you with your search.
Atlantic Bay Mortgage Group
830 Southlake Blvd
North Chesterfield VA 23155
(757) 498-6789
http://atlanticbay.com
Wells Fargo Home Mortgage
5540 Falmouth St
Richmond VA 23155
(804) 285-2081
http://www.wellsfargo.com/mortgage/
Check 'n Go
4380 S Laburnum Ave
Henrico VA 23155
(804) 222-8293
http://www.checkngo.com/
TitleMax Title Loans
4711 W Broad St
Richmond VA 23155
(804) 342-0062
webinquiries@titlemax.com
Sterling Mortgage Corporation
1508 Willow Lawn Dr
Richmond VA 23155
(804) 673-5626
rchapman@sterlingmortgage.com
Address
830 Southlake Blvd
North Chesterfield VA
Contact
(757) 498-6789
http://atlanticbay.com
Address
5540 Falmouth St
Richmond VA
Contact
(804) 285-2081
http://www.wellsfargo.com/mortgage/
Address
4380 S Laburnum Ave
Henrico VA
Contact
(804) 222-8293
http://www.checkngo.com/