Compare Today’s Mortgage Rates in Stevensburg, Virginia 22741
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Stevensburg, Virginia 22741.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $14,435 over the lifetime of your 30-year fixed loan, or a monthly savings of $40 in Stevensburg and other areas of Culpeper county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Stevensburg, Virginia 22741
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Stevensburg, Virginia 22741
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Stevensburg, VA 22741. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Stevensburg, Virginia 22741 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Stevensburg, Virginia and around Culpeper county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.39% | 95.46% | 95.68% | 95.68% | 92.53% | 89.47% | 92.81% | 93.78% | 93.80% |
| avg mortgage rate | 6.27% | 4.45% | 2.91% | 3.18% | 4.21% | 4.53% | 4.16% | 3.86% | 4.06% |
| % 15 year fixed mortgage | 3.09% | 3.77% | 3.62% | 3.88% | 5.99% | 9.11% | 6.08% | 5.61% | 5.37% |
| avg mortgage rate | 5.52% | 3.54% | 2.35% | 2.86% | 3.70% | 3.88% | 3.32% | 3.06% | 3.23% |
| Avg credit score | 762.18 | 766.89 | 766.36 | 767.23 | 771.37 | 764.25 | 758.26 | 761.79 | 761.46 |
| Avg LTV (loan to value) | 78.80% | 80.95% | 82.34% | 82.15% | 79.94% | 76.63% | 78.09% | 79.99% | 77.77% |
| Avg DTI (debt to income) | 38.99 | 37.36 | 34.97 | 34.93 | 36.55 | 36.49 | 35.81 | 35.20 | 34.91 |
| % First time homebuyer | 54.12% | 52.85% | 49.95% | 51.19% | 50.32% | 42.79% | 45.38% | 43.32% | 45.51% |
| Avg mortgage insurance % | 11.75% | 12.77% | 12.86% | 13.08% | 11.59% | 8.60% | 8.76% | 10.21% | 7.85% |
Best Mortgage Brokers around Stevensburg, Virginia 22741
For those searching for a new home in Stevensburg, we have compiled a list of the top mortgage brokers located in and around Stevensburg, Virginia 22741 to assist you with your search.
Name
Address
Contact
Allied Home Mortgage Capital
471 James Madison Hwy
Culpeper VA 22741
(540) 727-9400
Kearns Construction
210 N Main St
Culpeper VA 22741
(540) 825-6114
Fast Auto Loans
530 James Madison Hwy
Culpeper VA 22741
(540) 205-8758
http://www.fastautoloansvirginiainc.com/
Springleaf Financial Services
327 Southgate Shopping Ctr
Culpeper VA 22741
(540) 825-2321
https://www.springleaf.com/branches/VA/Culpeper/22701/1609
Loanmax Title Loans
100 James Madison Hwy
Culpeper VA 22741
(540) 727-0132
https://www.loanmaxtitleloans.net/Locations/VIRGINIA/Culpeper/100-James-Madison-Highway
Address
471 James Madison Hwy
Culpeper VA
Contact
(540) 727-9400
Address
210 N Main St
Culpeper VA
Contact
(540) 825-6114
Address
530 James Madison Hwy
Culpeper VA
Contact
(540) 205-8758
http://www.fastautoloansvirginiainc.com/