Compare Today’s Mortgage Rates in Stratford, Virginia 22558
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Stratford, Virginia 22558.
Our search engine thoroughly explores all home mortgage options in Stratford, Virginia 22558, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $15,726 in lifetime cash or $44 per month in Stratford and other areas of Westmoreland county.
Summary of Average Mortgages in Stratford, Virginia 22558
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Interactive Mortgage Rate Projections for Stratford, Virginia 22558
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Stratford, VA 22558. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Stratford, Virginia 22558 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Stratford, Virginia and around Westmoreland county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.39% | 95.46% | 95.68% | 95.68% | 92.53% | 89.47% | 92.81% | 93.78% | 93.80% |
avg mortgage rate | 6.27% | 4.45% | 2.91% | 3.18% | 4.21% | 4.53% | 4.16% | 3.86% | 4.06% |
% 15 year fixed mortgage | 3.09% | 3.77% | 3.62% | 3.88% | 5.99% | 9.11% | 6.08% | 5.61% | 5.37% |
avg mortgage rate | 5.52% | 3.54% | 2.35% | 2.86% | 3.70% | 3.88% | 3.32% | 3.06% | 3.23% |
Avg credit score | 762.18 | 766.89 | 766.36 | 767.23 | 771.37 | 764.25 | 758.26 | 761.79 | 761.46 |
Avg LTV (loan to value) | 78.80% | 80.95% | 82.34% | 82.15% | 79.94% | 76.63% | 78.09% | 79.99% | 77.77% |
Avg DTI (debt to income) | 38.99 | 37.36 | 34.97 | 34.93 | 36.55 | 36.49 | 35.81 | 35.20 | 34.91 |
% First time homebuyer | 54.12% | 52.85% | 49.95% | 51.19% | 50.32% | 42.79% | 45.38% | 43.32% | 45.51% |
Avg mortgage insurance % | 11.75% | 12.77% | 12.86% | 13.08% | 11.59% | 8.60% | 8.76% | 10.21% | 7.85% |
Best Mortgage Brokers around Stratford, Virginia 22558
For those searching for a new home in Stratford, we have compiled a list of the top mortgage brokers located in and around Stratford, Virginia 22558 to assist you with your search.
OneMain Financial
1632 Tappahannock Blvd
Tappahannock VA 22558
(804) 445-9097
http://branches.onemainfinancial.com/va/tappahannock/1632-b-tappahannock-blvd.html
Springleaf Financial Services
1830 Tappahannock Blvd
Tappahannock VA 22558
(804) 443-3304
https://www.springleaf.com/branches/VA/Tappahannock/22560/1630
Check 'n Go
1632 Tappahannock Blvd
Tappahannock VA 22558
(804) 443-4285
http://www.checkngo.com/
Heritage Home Funding Corporation
440 W Jubal Early Dr
Winchester VA 22558
(540) 450-2700
http://www.mylenderforlife.com/
Loanmax Title Loans
2608 Valley Ave
Winchester VA 22558
(540) 662-6240
https://www.loanmaxtitleloans.net/Locations/VIRGINIA/Winchester/2608-Valley-Ave
Address
1632 Tappahannock Blvd
Tappahannock VA
Contact
(804) 445-9097
http://branches.onemainfinancial.com/va/tappahannock/1632-b-tappahannock-blvd.html
Address
1830 Tappahannock Blvd
Tappahannock VA
Contact
(804) 443-3304
https://www.springleaf.com/branches/VA/Tappahannock/22560/1630
Address
1632 Tappahannock Blvd
Tappahannock VA
Contact
(804) 443-4285
http://www.checkngo.com/