Compare Today’s Mortgage Rates for Virginia Beach, Virginia

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Virginia Beach, Virginia 23479. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $10,049 or $28 / month in Virginia Beach and surrounding areas of Virginia Beach City county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Virginia Beach, Virginia 23479.

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Summary of Average Mortgage Terms in Virginia Beach, Virginia 23479

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Virginia Beach, VA 23479, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Virginia Beach, Virginia 23479 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Virginia Beach, Virginia and around Virginia Beach City county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 94.01% 90.05% 90.02% 92.60% 91.35% 91.42% 94.05% 91.68%
avg mortgage rate 4.95% 4.66% 3.91% 3.99% 4.46% 4.13% 3.92% 4.07%
% 15 year fixed mortgage 4.55% 6.99% 8.29% 6.25% 6.71% 6.53% 4.63% 6.59%
avg mortgage rate 4.39% 3.96% 3.23% 3.07% 3.40% 3.25% 3.06% 3.31%
Avg credit score 761.60 764.45 760.46 757.74 751.13 751.12 747.76 751.92
Avg LTV (loan to value) 75.02% 76.20% 77.96% 79.41% 80.41% 80.52% 81.40% 80.40%
Avg DTI (debt to income) 34.33 33.44 33.53 33.33 34.72 35.10 35.25 36.44
% First time homebuyer 27.97% 28.09% 34.25% 35.62% 36.62% 39.41% 39.54% 34.14%
Avg mortgage insurance % 3.68% 6.16% 8.34% 10.11% 11.29% 11.99% 12.36% 10.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Virginia Beach, Virginia 23479

If you’re looking to buy a new home in Virginia Beach, we have compiled a list of the leading mortgage brokers around Virginia Beach, Virginia 23479 to help you with your search.

Name
Address
Contact

American Security Mortgage

5041 Corporate Woods Dr

Virginia Beach VA 23479

(757) 502-8280

sales@1asmc.com

Prosperity Mortgage

4701 Columbus St

Virginia Beach VA 23479

(757) 490-9200

kevinwhull@cs.com

Regional First Mortgage

4701 Columbus St

Virginia Beach VA 23479

(757) 490-9499

http://www.regionalfirstmortgage.com

Dragas Mortgage Co.

4538 Bonney Rd

Virginia Beach VA 23479

(757) 499-4303

info@dragasmortgage.com

Prospect Mortgage

4456 Corporation Ln

Virginia Beach VA 23479

(757) 671-2103

https://www.prospectmortgagedirect.com/

Address

5041 Corporate Woods Dr

Virginia Beach VA

Contact

(757) 502-8280

sales@1asmc.com

Address

4701 Columbus St

Virginia Beach VA

Contact

(757) 490-9200

kevinwhull@cs.com

Address

4701 Columbus St

Virginia Beach VA

Contact

(757) 490-9499

http://www.regionalfirstmortgage.com

News on Mortgages and Reverse Mortgages for Virginia Beach, Virginia 23479