Compare Today’s Mortgage Rates in Essex, Vermont 05451
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Essex, Vermont 05451.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Essex, Vermont 05451. For a 30-year fixed loan, our calculations show that you can expect to save up to $23,078 over the lifetime of your mortgage, which translates to a monthly savings of $64 in Essex and other areas of Chittenden county.
44.491944
-73.109444
1879
Summary of Average Mortgages in Essex, Vermont 05451
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Essex, Vermont 05451
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Essex, Vermont 05451
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Essex, VT 05451. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Essex, Vermont 05451 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Essex, Vermont and around Chittenden county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.31% | 90.91% | 88.57% | 89.30% | 88.16% | 85.29% | 80.62% | 82.17% | 83.87% |
| avg mortgage rate | 6.65% | 4.52% | 3.06% | 3.30% | 4.36% | 4.58% | 4.04% | 3.82% | 4.07% |
| % 15 year fixed mortgage | 3.85% | 6.40% | 9.77% | 8.88% | 8.72% | 11.03% | 12.78% | 15.22% | 10.75% |
| avg mortgage rate | 6.56% | 4.03% | 2.45% | 2.69% | 3.72% | 3.92% | 3.27% | 2.92% | 3.15% |
| Avg credit score | 750.83 | 755.99 | 777.84 | 766.34 | 762.02 | 762.27 | 758.92 | 763.44 | 758.06 |
| Avg LTV (loan to value) | 78.65% | 79.84% | 80.75% | 78.69% | 78.98% | 77.65% | 77.12% | 78.14% | 77.61% |
| Avg DTI (debt to income) | 35.06 | 33.56 | 32.66 | 32.26 | 32.73 | 32.38 | 31.96 | 31.40 | 30.89 |
| % First time homebuyer | 32.69% | 24.24% | 14.35% | 10.70% | 15.89% | 12.50% | 9.69% | 9.57% | 13.44% |
| Avg mortgage insurance % | 10.29% | 10.38% | 10.23% | 7.96% | 8.89% | 7.90% | 5.61% | 6.94% | 6.88% |
Best Mortgage Brokers around Essex, Vermont 05451
For those searching for a new home in Essex, we have compiled a list of the top mortgage brokers located in and around Essex, Vermont 05451 to assist you with your search.
Name
Address
Contact
Benchmark Mortgage
4 Park St
Essex Junction VT 05451
(802) 288-1111
http://colchesterhomemortgageloan.com
Mansfield Environmental Group
57 River Rd
Essex Junction VT 05451
(802) 878-9975
dleahey@mmpvt.com
Guaranteed Rate
3 Main St
Essex Junction VT 05451
(802) 879-3950
https://www.guaranteedrate.com/PeggyLynnPalker
Mountain Side Financial
27 Wells Rd
Fairfax VT 05451
(802) 849-2112
jducharme@sacu.com
Address
4 Park St
Essex Junction VT
Contact
(802) 288-1111
http://colchesterhomemortgageloan.com
Address
57 River Rd
Essex Junction VT
Contact
(802) 878-9975
dleahey@mmpvt.com
Address
3 Main St
Essex Junction VT
Contact
(802) 879-3950
https://www.guaranteedrate.com/PeggyLynnPalker