Compare Today’s Mortgage Rates in Newbury, Vermont 05051
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Newbury, Vermont 05051.
Our search engine thoroughly explores all home mortgage options in Newbury, Vermont 05051, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,358 in lifetime cash or $34 per month in Newbury and other areas of Orange county.
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Summary of Average Mortgages in Newbury, Vermont 05051
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Newbury, Vermont 05051
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Newbury, VT 05051. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Newbury, Vermont 05051 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Newbury, Vermont and around Orange county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.80% | 89.17% | 85.71% | 84.64% | 83.33% | 78.79% | 70.97% | 80.47% | 73.68% |
| avg mortgage rate | 6.35% | 4.43% | 2.96% | 3.35% | 4.47% | 4.68% | 4.16% | 3.88% | 4.08% |
| % 15 year fixed mortgage | 1.64% | 7.50% | 10.42% | 10.78% | 12.86% | 13.94% | 21.51% | 15.38% | 20.00% |
| avg mortgage rate | 6.50% | 3.93% | 2.36% | 2.77% | 3.82% | 4.17% | 3.34% | 3.05% | 3.20% |
| Avg credit score | 735.80 | 740.43 | 744.94 | 738.50 | 746.42 | 744.49 | 742.42 | 741.99 | 748.76 |
| Avg LTV (loan to value) | 88.64% | 86.09% | 86.60% | 86.92% | 86.05% | 85.12% | 83.48% | 85.64% | 82.01% |
| Avg DTI (debt to income) | 34.75 | 34.40 | 31.93 | 32.06 | 37.19 | 32.35 | 32.61 | 32.98 | 30.79 |
| % First time homebuyer | 39.34% | 44.17% | 43.45% | 44.12% | 40.95% | 29.70% | 31.18% | 36.09% | 32.11% |
| Avg mortgage insurance % | 19.33% | 16.32% | 16.26% | 16.16% | 15.26% | 14.25% | 13.85% | 15.94% | 12.19% |
Best Mortgage Brokers around Newbury, Vermont 05051
For those searching for a new home in Newbury, we have compiled a list of the top mortgage brokers located in and around Newbury, Vermont 05051 to assist you with your search.
Name
Address
Contact
Mortgage Financial Service
218 River St
Springfield VT 05051
(802) 885-1212
http://vermontmortgagemoney.com
Eastern Mountain Mortgage Co.
156 Main St
Ludlow VT 05051
(802) 228-3740
The Manhattan Mortgage Co.
23 Davidson Hill Rd
Chester VT 05051
(802) 875-2288
http://www.manhattanmortgage.com
The Manhattan Mortgage Company
22 School St
Westminster VT 05051
(802) 722-3513
http://www.guaranteedrate.com/about-us/manhattan-mortgage
Address
218 River St
Springfield VT
Contact
(802) 885-1212
http://vermontmortgagemoney.com
Address
156 Main St
Ludlow VT
Contact
(802) 228-3740
Address
23 Davidson Hill Rd
Chester VT
Contact
(802) 875-2288
http://www.manhattanmortgage.com