Compare Today’s Mortgage Rates in Rochester, Vermont 05767
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Rochester, Vermont 05767.
Our search engine thoroughly explores all home mortgage options in Rochester, Vermont 05767, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $11,346 in lifetime cash or $32 per month in Rochester and other areas of Windsor county.
43.880382
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Summary of Average Mortgages in Rochester, Vermont 05767
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Rochester, Vermont 05767
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Rochester, VT 05767. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Rochester, Vermont 05767 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Rochester, Vermont and around Windsor county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.00% | 82.30% | 86.79% | 84.29% | 76.09% | 82.76% | 70.73% | 90.63% | 82.61% |
avg mortgage rate | 6.49% | 4.69% | 2.88% | 3.09% | 4.29% | 4.65% | 4.13% | 3.86% | 4.04% |
% 15 year fixed mortgage | 4.00% | 14.16% | 8.49% | 11.43% | 15.22% | 13.79% | 24.39% | 3.13% | 10.87% |
avg mortgage rate | 6.38% | 3.69% | 2.22% | 2.81% | 3.71% | 4.12% | 3.45% | 2.75% | 3.40% |
Avg credit score | 741.80 | 754.50 | 752.32 | 890.81 | 753.22 | 742.50 | 755.29 | 744.47 | 753.50 |
Avg LTV (loan to value) | 83.48% | 83.54% | 84.39% | 85.56% | 80.63% | 81.72% | 81.17% | 85.03% | 81.22% |
Avg DTI (debt to income) | 37.88 | 33.64 | 33.76 | 31.19 | 34.59 | 33.97 | 32.12 | 31.47 | 31.00 |
% First time homebuyer | 24.00% | 37.17% | 32.08% | 45.71% | 19.57% | 25.86% | 21.95% | 25.00% | 23.91% |
Avg mortgage insurance % | 15.96% | 14.52% | 14.37% | 15.80% | 10.28% | 13.84% | 10.34% | 17.16% | 8.41% |
Best Mortgage Brokers around Rochester, Vermont 05767
For those searching for a new home in Rochester, we have compiled a list of the top mortgage brokers located in and around Rochester, Vermont 05767 to assist you with your search.
Name
Address
Contact
Onemain Financial
1184 Main St
St Johnsbury VT 05767
(802) 748-5742
http://www.onemainfinancial.com/
Yankee Farm Credit ACA
41 Highland Ave
Newport VT 05767
(802) 334-8050
info@yankeeaca.com
Address
1184 Main St
St Johnsbury VT
Contact
(802) 748-5742
http://www.onemainfinancial.com/
Address
41 Highland Ave
Newport VT
Contact
(802) 334-8050
info@yankeeaca.com