Compare Today’s Mortgage Rates in Whiting, Vermont 05778
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Whiting, Vermont 05778.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Whiting, Vermont 05778. For a 30-year fixed loan, our calculations show that you can expect to save up to $9,176 over the lifetime of your mortgage, which translates to a monthly savings of $25 in Whiting and other areas of Addison county.
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Summary of Average Mortgages in Whiting, Vermont 05778
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Whiting, Vermont 05778
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Whiting, VT 05778. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Whiting, Vermont 05778 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Whiting, Vermont and around Addison county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.00% | 82.30% | 86.79% | 84.29% | 76.09% | 82.76% | 70.73% | 90.63% | 82.61% |
avg mortgage rate | 6.49% | 4.69% | 2.88% | 3.09% | 4.29% | 4.65% | 4.13% | 3.86% | 4.04% |
% 15 year fixed mortgage | 4.00% | 14.16% | 8.49% | 11.43% | 15.22% | 13.79% | 24.39% | 3.13% | 10.87% |
avg mortgage rate | 6.38% | 3.69% | 2.22% | 2.81% | 3.71% | 4.12% | 3.45% | 2.75% | 3.40% |
Avg credit score | 741.80 | 754.50 | 752.32 | 890.81 | 753.22 | 742.50 | 755.29 | 744.47 | 753.50 |
Avg LTV (loan to value) | 83.48% | 83.54% | 84.39% | 85.56% | 80.63% | 81.72% | 81.17% | 85.03% | 81.22% |
Avg DTI (debt to income) | 37.88 | 33.64 | 33.76 | 31.19 | 34.59 | 33.97 | 32.12 | 31.47 | 31.00 |
% First time homebuyer | 24.00% | 37.17% | 32.08% | 45.71% | 19.57% | 25.86% | 21.95% | 25.00% | 23.91% |
Avg mortgage insurance % | 15.96% | 14.52% | 14.37% | 15.80% | 10.28% | 13.84% | 10.34% | 17.16% | 8.41% |
Best Mortgage Brokers around Whiting, Vermont 05778
For those searching for a new home in Whiting, we have compiled a list of the top mortgage brokers located in and around Whiting, Vermont 05778 to assist you with your search.
Name
Address
Contact
Onemain Financial
1184 Main St
St Johnsbury VT 05778
(802) 748-5742
http://www.onemainfinancial.com/
Yankee Farm Credit ACA
41 Highland Ave
Newport VT 05778
(802) 334-8050
info@yankeeaca.com
Address
1184 Main St
St Johnsbury VT
Contact
(802) 748-5742
http://www.onemainfinancial.com/
Address
41 Highland Ave
Newport VT
Contact
(802) 334-8050
info@yankeeaca.com