Compare Today’s Mortgage Rates in Bellingham, Washington 98226
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Bellingham, Washington 98226.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Bellingham, Washington 98226. For a 30-year fixed loan, our calculations show that you can expect to save up to $17,282 over the lifetime of your mortgage, which translates to a monthly savings of $48 in Bellingham and other areas of Whatcom county.
Summary of Average Mortgages in Bellingham, Washington 98226
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Interactive Mortgage Rate Projections for Bellingham, Washington 98226
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Bellingham, WA 98226. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Bellingham, Washington 98226 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Bellingham, Washington and around Whatcom county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.88% | 96.91% | 97.20% | 96.17% | 95.48% | 95.41% | 94.83% | 94.33% | 92.09% |
avg mortgage rate | 6.41% | 4.57% | 2.98% | 3.28% | 4.30% | 4.64% | 4.21% | 3.94% | 4.12% |
% 15 year fixed mortgage | 3.31% | 2.66% | 2.33% | 3.18% | 3.57% | 3.83% | 4.55% | 5.01% | 7.13% |
avg mortgage rate | 5.67% | 3.57% | 2.30% | 2.82% | 3.62% | 3.86% | 3.43% | 3.07% | 3.24% |
Avg credit score | 758.65 | 761.48 | 761.81 | 765.55 | 762.59 | 761.22 | 757.23 | 755.82 | 759.23 |
Avg LTV (loan to value) | 78.97% | 79.34% | 80.08% | 80.57% | 79.61% | 77.43% | 78.16% | 79.42% | 79.18% |
Avg DTI (debt to income) | 39.80 | 37.87 | 35.59 | 35.87 | 37.52 | 37.78 | 36.17 | 35.80 | 35.35 |
% First time homebuyer | 56.22% | 55.80% | 55.39% | 53.01% | 50.92% | 45.38% | 43.24% | 41.17% | 40.70% |
Avg mortgage insurance % | 12.52% | 11.47% | 10.91% | 11.38% | 11.10% | 8.60% | 8.76% | 9.78% | 9.31% |
Best Mortgage Brokers around Bellingham, Washington 98226
For those searching for a new home in Bellingham, we have compiled a list of the top mortgage brokers located in and around Bellingham, Washington 98226 to assist you with your search.
Glacier Mortgage
1850 Lake Whatcom Blvd
Bellingham WA 98226
(360) 733-4109
http://www.glaciermortgage.com
Ace Cash Express
1070 Lakeway Dr
Bellingham WA 98226
(360) 715-2365
http://www.acecashexpress.com/
Pnc Mortgage
909 Lakeway Dr
Bellingham WA 98226
(360) 650-1108
http://www.pncmortgage.com/
Sun-Mark Properties
1200 Lakeway Dr
Bellingham WA 98226
(360) 650-1010
http://www.sunmarkproperties.com/
Northwest Mortgage Solutions
1225 E Sunset Dr
Bellingham WA 98226
(360) 527-8979
Address
1850 Lake Whatcom Blvd
Bellingham WA
Contact
(360) 733-4109
http://www.glaciermortgage.com
Address
1070 Lakeway Dr
Bellingham WA
Contact
(360) 715-2365
http://www.acecashexpress.com/
Address
909 Lakeway Dr
Bellingham WA
Contact
(360) 650-1108
http://www.pncmortgage.com/