Compare Today’s Mortgage Rates in Ephrata, Washington 98823
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Ephrata, Washington 98823.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,746 over the lifetime of your 30-year fixed loan, or a monthly savings of $22 in Ephrata and other areas of Grant county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Ephrata, Washington 98823
Become a certified mortgage expert on Pureloan.com
in Ephrata, Washington 98823
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Ephrata, Washington 98823
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ephrata, WA 98823. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ephrata, Washington 98823 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ephrata, Washington and around Grant county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.88% | 96.91% | 97.20% | 96.17% | 95.48% | 95.41% | 94.83% | 94.33% | 92.09% |
avg mortgage rate | 6.41% | 4.57% | 2.98% | 3.28% | 4.30% | 4.64% | 4.21% | 3.94% | 4.12% |
% 15 year fixed mortgage | 3.31% | 2.66% | 2.33% | 3.18% | 3.57% | 3.83% | 4.55% | 5.01% | 7.13% |
avg mortgage rate | 5.67% | 3.57% | 2.30% | 2.82% | 3.62% | 3.86% | 3.43% | 3.07% | 3.24% |
Avg credit score | 758.65 | 761.48 | 761.81 | 765.55 | 762.59 | 761.22 | 757.23 | 755.82 | 759.23 |
Avg LTV (loan to value) | 78.97% | 79.34% | 80.08% | 80.57% | 79.61% | 77.43% | 78.16% | 79.42% | 79.18% |
Avg DTI (debt to income) | 39.80 | 37.87 | 35.59 | 35.87 | 37.52 | 37.78 | 36.17 | 35.80 | 35.35 |
% First time homebuyer | 56.22% | 55.80% | 55.39% | 53.01% | 50.92% | 45.38% | 43.24% | 41.17% | 40.70% |
Avg mortgage insurance % | 12.52% | 11.47% | 10.91% | 11.38% | 11.10% | 8.60% | 8.76% | 9.78% | 9.31% |
Best Mortgage Brokers around Ephrata, Washington 98823
For those searching for a new home in Ephrata, we have compiled a list of the top mortgage brokers located in and around Ephrata, Washington 98823 to assist you with your search.
New Horizon Mortgage
1005 Basin St SW
Ephrata WA 98823
(509) 754-1036
Grant County Mortgage
1615 Basin St SW
Ephrata WA 98823
(509) 754-5860
http://www.grantcountyweb.us/
Western Mortgage
1250 Basin St SW
Ephrata WA 98823
(509) 754-3099
http://locations.westernunion.com/details/393e853fa759b5b4b91b35b5fe06c691
Envoy Mortgage
1250 Basin St SW
Ephrata WA 98823
(509) 754-3099
gbracht@envoymortgage.com
North Meridian Title & Escrow
1133 US Highway 2
Leavenworth WA 98823
(509) 548-2257
http://www.northmeridiantitle.com
Address
1005 Basin St SW
Ephrata WA
Contact
(509) 754-1036
Address
1615 Basin St SW
Ephrata WA
Contact
(509) 754-5860
http://www.grantcountyweb.us/
Address
1250 Basin St SW
Ephrata WA
Contact
(509) 754-3099
http://locations.westernunion.com/details/393e853fa759b5b4b91b35b5fe06c691