Compare Today’s Mortgage Rates in Ferndale, Washington 98248
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Ferndale, Washington 98248.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $15,443 over the lifetime of your 30-year fixed loan, or a monthly savings of $43 in Ferndale and other areas of Whatcom county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Ferndale, Washington 98248
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Interactive Mortgage Rate Projections for Ferndale, Washington 98248
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ferndale, WA 98248. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ferndale, Washington 98248 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ferndale, Washington and around Whatcom county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.88% | 96.91% | 97.20% | 96.17% | 95.48% | 95.41% | 94.83% | 94.33% | 92.09% |
avg mortgage rate | 6.41% | 4.57% | 2.98% | 3.28% | 4.30% | 4.64% | 4.21% | 3.94% | 4.12% |
% 15 year fixed mortgage | 3.31% | 2.66% | 2.33% | 3.18% | 3.57% | 3.83% | 4.55% | 5.01% | 7.13% |
avg mortgage rate | 5.67% | 3.57% | 2.30% | 2.82% | 3.62% | 3.86% | 3.43% | 3.07% | 3.24% |
Avg credit score | 758.65 | 761.48 | 761.81 | 765.55 | 762.59 | 761.22 | 757.23 | 755.82 | 759.23 |
Avg LTV (loan to value) | 78.97% | 79.34% | 80.08% | 80.57% | 79.61% | 77.43% | 78.16% | 79.42% | 79.18% |
Avg DTI (debt to income) | 39.80 | 37.87 | 35.59 | 35.87 | 37.52 | 37.78 | 36.17 | 35.80 | 35.35 |
% First time homebuyer | 56.22% | 55.80% | 55.39% | 53.01% | 50.92% | 45.38% | 43.24% | 41.17% | 40.70% |
Avg mortgage insurance % | 12.52% | 11.47% | 10.91% | 11.38% | 11.10% | 8.60% | 8.76% | 9.78% | 9.31% |
Best Mortgage Brokers around Ferndale, Washington 98248
For those searching for a new home in Ferndale, we have compiled a list of the top mortgage brokers located in and around Ferndale, Washington 98248 to assist you with your search.
Bay Equity Home Loans Br 0539
9623 32nd St SE
Lake Stevens WA 98248
(425) 512-9913
Mission Hills Mortgage Bank
10515 20th St SE
Lake Stevens WA 98248
(425) 335-0625
lakestevens@mhmb.com
Academy Mortgage Corporation
9623 32nd St SE
Lake Stevens WA 98248
(425) 374-7238
http://www.academymortgage.com/
PNC Mortgage
9633 Market Pl
Lake Stevens WA 98248
(425) 335-2704
http://www.pncmortgage.com
Foss Skip Et Al
933 Cattle Point Rd
Friday Harbor WA 98248
(360) 370-5619
http://skipfoss.com
Address
9623 32nd St SE
Lake Stevens WA
Contact
(425) 512-9913
Address
10515 20th St SE
Lake Stevens WA
Contact
(425) 335-0625
lakestevens@mhmb.com
Address
9623 32nd St SE
Lake Stevens WA
Contact
(425) 374-7238
http://www.academymortgage.com/